4914 Saint Marks Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 4914 Saint Marks Rd, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,334 sqft · built 2008
Lot Size5.51 acres (240,016 sqft)
Owner2 Individual Names on Record
Last Sale$394,000 (May 2022)
Tax Bill$2,269 (2026)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12 56 1 46

Property Details

APN / Parcel Number

Primary APN12 56 1 46
Alternative APNs
  • 174812
  • 96851

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,334 sqft Heated Area
Gross Area1,978 sqft
1st Floor Area926 sqft
Upper Floors Area408 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area240,016 sqft (5.51 acres)

Exterior Amenities

PorchSlab
Porch Area560 sqft
Deck Area49 sqft
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number174812
Street Address4914 SAINT MARKS RD
CityLENOIR
StateNC
Zip28645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2057 PG 631 YR 22 ST 788.00
Legal SubdivisionLESTER BOLICK
JurisdictionCALDWELL NC
Township / Civil DivisionPATTERSON
Census Block Group2
Census Block2012
Census Tract31000

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 OOLONG TEA CT, CHARLESTON, SC 29492-8308
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2022 · Amount on Record
Deed SaleMay 19, 2022 · Amount on Record
Deed Document Number202210072584
Deed Book / Page2057 / 631
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address4914 SAINT MARKS RD, LENOIR, NC 28645
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020570634
DateMay 19, 2022
Book Page2057/634
Instrument10072585
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,269.00 (-4.98%)$386,200 (-) Land $99,400 Building $286,800
2025$2,388.00 (+23.73%)$386,200 (+46.34%) Land $99,400 Building $286,800$386,200 (+46.34%) Land $99,400 Building $286,800
2023$263,900 (-) Land $99,400 Building $164,500$263,900 (-) Land $99,400 Building $164,500
2022$1,930.00$263,900 Land $99,400 Building $164,500$263,900 Land $99,400 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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