Monroe County property record for 4987 S Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,951 sqft · built 1995 |
| Lot Size | 4.08 acres (177,725 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,368 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-20-300-003-000 |
| Primary APN | 11-20-300-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,951 sqft Living Area |
| 1st Floor Area | 1,951 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 177,725 sqft (4.08 acres) |
| Garage Type | Mixed |
| Garage Area | 729 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 540 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4987 S RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NE SW |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 20 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-20-300-003-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4987 S RD, WATERLOO, IL 62298-3837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4987 S RD, WATERLOO, IL 62298-3837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000408991 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 408991 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $128,230 (+18.39%) Land $15,980 Building $112,250 | $384,690 (+18.39%) Land $47,940 Building $336,750 | |
| 2024 | $7,368.00 | ||
| 2022 | Additional exemption filed | $108,310 Land $15,980 Building $92,330 | $324,930 Land $47,940 Building $276,990 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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