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4842 S Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4842 S Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 8 ba · 4,632 sqft · built 1992
Lot Size27.8 acres (1,210,968 sqft)
Owner2 Individual Names on File
Tax Bill$8,803 (2024)
Deeds & MortgagesOct 2020 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN11-20-400-004-000

Property Details

APN / Parcel Number

Primary APN11-20-400-004-000

Interior

Bedrooms7 Beds
Full Baths8 Baths
Plumbing Fixtures23 Plumbing Fixtures
Stories1 Story
Building Area4,632 sqft Living Area
1st Floor Area4,632 sqft
Basement Area1,582 sqft
Unfinished Basement1,582 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area1,210,968 sqft (27.8 acres)
Garage TypeMixed
Garage Area624 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area720 sqft
PorchSlab
Porch Area812 sqft
Deck Area200 sqft
Patio Area300 sqft
Shed1 Shed
Shed Area135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4842 S RD
CityWATERLOO
StateIL
Zip62298-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART W/2 SE & PART SE SW 266339
Legal Range09W
Legal Township03S
Legal Section20
JurisdictionMONROE IL
Township / Civil Division29
Census Block Group2
Census Block2034
Census Tract600501

Owner

Source: Monroe County records · APN 11-20-400-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4842 S RD, WATERLOO, IL 62298-3834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
DELMAR FINANCIAL CO
Aug 15, 2019Deed of Trust, Mortgage
AMERICAN HM LNDG USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address4842 S RD, WATERLOO, IL 62298-3834
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000411894
DateOct 21, 2020
Instrument411894
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2035
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address4842 S RD, WATERLOO, IL 62298-3834
Document Number0000403117
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 02, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4842 S RD WATERLOO IL 622983834, WATERLOO, IL 62298-3834

Mortgage

Document Number0000403117
DateAug 20, 2019
Instrument403117
Lender
NameAMERICAN HM LNDG USA
AddressEDWARDSVILLE, IL 62025
Agreement
AmountAmount Recorded
Term180 Months
DueAug 19, 2034
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$148,430 (-5.64%) Land $14,440 Building $133,990$445,290 (-5.64%) Land $43,320 Building $401,970
2024$8,803.00
2022Disabled Person's exemption Veteran's exemption Additional exemption filed$157,310 Land $14,440 Building $142,870$471,930 Land $43,320 Building $428,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
HTC HoldingDSL10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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