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4986 Railroad Flat Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 4986 Railroad Flat Rd, Mountain Ranch, CA 95246 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1983
Square Footage1,875 sqft Living Area
Lot Size2.58 acres
OccupancyOwner Occupied
Last Sale$240,000 (2019)
Tax Bill$3,225.00 (2025)

Owner

Source: Calaveras County records · APN 020-020-009-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4986 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9783
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Jun 20, 2019Grant Deed, Transfer · Conventional Mortgage
PATELCO CU
Aug 15, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Prior SaleApr 09, 2002 · Amount on Record
Deed Doc Number20196831
Prior Transfer DateFeb 16, 2018
Prior Transfer Doc0000021097
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address4986 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9783
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SOL

Transferred To (Grantee/Buyer)

NameVerified Name
Address4986 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9783

Mortgage

Document Number0000002646
DateFeb 08, 2021
Instrument2021-002646
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2051

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateJun 20, 2019
Property Address4986 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9783
Document Number0000006831
Map ReferenceMB 3 PG 30
Instrument DateJun 19, 2019
Instrument2019-006831
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2120 RAILROAD AVE, PITTSBURG, CA 94565-4880

Mortgage

Document Number0000006832
DateJun 20, 2019
Instrument2019-006832
Lender
NamePATELCO CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALAVERAS CA
Recording DateAug 15, 2017
Property Address4986 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9783
Document Number0000009083
Instrument DateAug 02, 2017
Instrument9083
Transaction TypeTransfer
Record UpdatedAug 31, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address490 GRAND AVE #110 OAKLAND CA 946105058, 110, OAKLAND, CA 94610-5058

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$273,075 (+2%) Land $34,133 Building $238,942
2025$3,225.00 (+1.96%)$267,721 (+4.04%) Land $33,464 Building $234,257
2023$3,163.00 (+2.16%)$257,326 Land $32,165 Building $225,161
2022$3,096.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire LikelihoodAbout 1 in 69 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN020-020-009-000
Alternative APN
  • 020-020-009

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,875 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1983
Architectural StyleConventional Style
Construction TypeWood Construction
Lot Area112,385 sqft

Utilities and HVAC

SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Old Parcel Number020-020-009
Street Address4986 RAILROAD FLAT RD
CityMOUNTAIN RANCH
StateCA
Zip95246-9783
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEL RANCHO LOMA SERENA 1 2 3 LOT 69
Legal SubdivisionEL RANCHO LOMA SERENA
Legal Lot Number69
JurisdictionCALAVERAS CA
Minor Civil DivisionSAN ANDREAS
Census Blockgroup1
Census Block1016
Census Tract302

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