4909 Railroad Flat Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 4909 Railroad Flat Rd, Mountain Ranch, CA 95246 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1980
Square Footage	1,008 sqft Living Area
Lot Size	2.06 acres
Occupancy	Owner Occupied
Last Sale	$355,000 (2021)
Tax Bill	$4,405.00 (2025)

Owner

Source: Calaveras County records · APN 020-021-006-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4909 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9781
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2021 · Amount on Record
Deed Sale	Apr 09, 2021 · Amount on Record
Prior Sale	Sep 24, 2004 · Amount on Record
Deed Doc Number	20216910
Prior Transfer Date	Apr 02, 2021
Prior Transfer Doc	0000006909
Record Refreshed	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 09, 2021
Property Address	4909 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9781
Document Number	0000006910
Map Reference	MB 3 PG 30
Instrument Date	Apr 06, 2021
Instrument	2021-006910
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	4909 RAILROAD FLAT RD, MOUNTAIN RANCH, CA 95246-9781

Mortgage

Document Number	0000006911
Date	Apr 09, 2021
Instrument	2021-006911

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$391,945 (+2%) Land $33,121 Building $358,824
2025	$4,405.00 (+2.11%) Homeowner's exemption	$384,261 (+4.04%) Land $32,472 Building $351,789
2023	$4,314.00 (+0.65%) Homeowner's exemption	$369,342 Land $31,212 Building $338,130
2022	$4,286.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	About 1 in 55 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`020-021-006-000`
Alternative APN	`020-021-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,008 sqft Living Area
1st Floor	1,008 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Conventional Style
Construction Type	Wood Construction
Lot Area	90,169 sqft
Parking Spaces	2 Parking Spaces
Garage Area	616 sqft Garage

Utilities and HVAC

Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	4909 RAILROAD FLAT RD
City	MOUNTAIN RANCH
State	CA
Zip	95246-9781
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EL RANCHO LOMA SERENA 1 2 3 LOT 50
Legal Subdivision	EL RANCHO LOMA SERENA
Legal Lot Number	50
Legal Unit	1
Jurisdiction	CALAVERAS CA
Minor Civil Division	ARNOLD-WEST POINT
Census Blockgroup	4
Census Block	4095
Census Tract	400