Catawba County property record for 4986 Lady Bug Ln, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1950 |
| Lot Size | 13.6 acres (593,287 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $546 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3606-02-88-9016 |
| Primary APN | 3606-02-88-9016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 2,464 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 593,287 sqft (13.6 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4986 LADY BUG LN |
|---|---|
| City | VALE |
| State | NC |
| Zip | 28168-5752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | 4982 LADYBUG LN |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | JACOBS FORK |
| Census Block Group | 2 |
| Census Block | 2125 |
| Census Tract | 11702 |
4986 Lady Bug Ln is owned and occupied by an individual.
Source: Catawba County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4986 LADY BUG LN, VALE, NC 28168-5752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4986 Lady Bug Ln was $546.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,100 Land $14,300 Building $122,800 | ||
| 2025 | $546.00 | ||
| 2023 | $628.00 | $45,900 | $137,100 Land $14,300 Building $122,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4986 Lady Bug Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4986 Lady Bug Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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