Catawba County property record for 4982 Lady Bug Ln, Vale, NC 28168
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,012 sqft · built 2007 |
| Lot Size | 72.8 acres (3,172,910 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $631 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3606-02-89-4053 |
| Primary APN | 3606-02-89-4053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 2,024 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 3,172,910 sqft (72.8 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 164 sqft |
| Patio Area | 164 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4982 LADY BUG LN |
|---|---|
| City | VALE |
| State | NC |
| Zip | 28168-5752 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-40 |
| Legal Description | 4986 LADYBUG LN |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | JACOBS FORK |
| Census Block Group | 2 |
| Census Block | 2118 |
| Census Tract | 11702 |
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 3272, BOONE, NC 28607-0760 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CHERYL ANN FORD CRAIG |
| Apr 16, 2024 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2024 |
| Deed Sale | Apr 16, 2024 |
| Prior Sale | Feb 8, 2000 |
| Deed Document Number | 20246399 |
| Deed Book / Page | 3865 / 1969 |
| Prior Transfer Date | Oct 18, 2012 |
| Prior Transfer Doc | 0031530335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4982 LADY BUG LN, VALE, NC 28168-5752 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | G74 FORD ROAD, BOONE, NC 28601 |
| Document Number | 0038651983 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 3865/1983 |
| Instrument | 6404 |
| Name | CHERYL ANN FORD CRAIG |
|---|---|
| Type | Private Party |
| Address | PO BOX 1833, NC 28065 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 21 Months |
| Due | Dec 31, 2025 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Apr 16, 2024 |
| Property Address | 4982 LADY BUG LN, VALE, NC 28168-5752 |
| Document Number | 0038651969 |
| Book / Page | 3865 / 1969 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 6399 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3272, BOONE, NC 28607-3272 |
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,300 (-) Land $41,000 Building $117,300 | ||
| 2025 | $631.00 (-12.85%) | $158,300 (+48.5%) Land $41,000 Building $117,300 | |
| 2024 | $724.00 | ||
| 2023 | $724.00 | $106,600 | $413,100 Land $295,800 Building $117,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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