St. Mary's County property record for 49850 Cedar Ln, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,143 sqft · built 1940 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,815 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-009974 |
| Primary APN | 01-009974 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,143 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 137,214 sqft (3.15 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,224 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 638 sqft |
| Deck Area | 124 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 009974 |
|---|---|
| Street Address | 49850 CEDAR LN |
| City | DAMERON |
| State | MD |
| Zip | 20628-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 11 PLAT 6/94 ST JEROME'S LANDING |
| Legal Lot Number | 11 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49850 CEDAR LN, DAMERON, MD 20628-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2007 |
| Deed Sale | Nov 14, 2007 |
| Prior Sale | Oct 24, 1984 · Amount on Record |
| Deed Document Number | 20071136 |
| Deed Book / Page | 3091 / 473 |
| Record Updated | Oct 29, 2026 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,600 (+18.4%) Land $644,700 Building $162,900 | $807,600 (+18.4%) Land $644,700 Building $162,900 | |
| 2025 | $7,815.00 (+8.68%) Homeowner's exemption | ||
| 2023 | $7,191.00 Homeowner's exemption | $682,100 Land $557,200 Building $124,900 | $682,100 Land $557,200 Building $124,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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