St. Mary's County property record for 49814 Cedar Ln, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,850 sqft · built 1987 |
| Lot Size | 2.82 acres (122,839 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,290 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-023853 |
| Primary APN | 01-023853 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,850 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 122,839 sqft (2.82 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 208 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 023853 |
|---|---|
| Street Address | 49814 CEDAR LN |
| City | DAMERON |
| State | MD |
| Zip | 20628-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 10 PLAT 6/95 ST JEROMES LANDING |
| Legal Subdivision | SCOTLAND BEACH |
| Legal Lot Number | 10 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 876200 |
Source: St. Mary's County records · APN 01-023853
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49814 CEDAR LN, DAMERON, MD 20628-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,700 (+20.47%) Land $377,300 Building $172,400 | $549,700 (+20.47%) Land $377,300 Building $172,400 | |
| 2025 | $5,290.00 (+8.76%) Homeowner's exemption | ||
| 2023 | $4,864.00 Homeowner's exemption | $456,300 Land $327,300 Building $129,000 | $456,300 Land $327,300 Building $129,000 |
Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 8 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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