4985 Shade Tree St, Cocoa, FL 32926 Property Records

Brevard County property record for 4985 Shade Tree St, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2019)
Tax Bill	$4,422 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`24-35-23-26-*-17`

Property Details

APN / Parcel Number

Primary APN	`24-35-23-26-*-17`
Alternative APNs	`24-35-23-26-00000.0-0017.00` `2407216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	1,186 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	520 sqft
Deck Area	138 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2407216
Street Address	4985 SHADE TREE ST
City	COCOA
State	FL
Zip	32926-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	SHADE TREE ESTATES LOT 17
Legal Range	35E
Legal Township	24S
Legal Section	23
Legal Subdivision	SHADE TREE ESTATES
Legal Lot Number	17
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2006
Census Tract	62115

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4985 SHADE TREE ST, COCOA, FL 32926-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 5, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 30, 2017	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on Record
Deed Sale	Nov 5, 2019 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	2019242053
Deed Book / Page	8581 / 2237
Prior Transfer Date	May 28, 2019
Prior Transfer Doc	0084652833
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4985 SHADE TREE ST, COCOA, FL 32926-3460
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4985 SHADE TREE ST, COCOA, FL 32926-3460

Mortgage

Document Number	0098171381
Date	Jun 20, 2023
Book Page	9817/1381
Instrument	2023128153

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4985 SHADE TREE ST, COCOA, FL 32926-3460
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093190817
Date	Nov 8, 2021
Book Page	9319/817
Instrument	2021292874

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 5, 2019
Property Address	4985 SHADE TREE ST, COCOA, FL 32926-3460
Document Number	0085812237
Book / Page	008581 / 002237
Instrument Date	Oct 31, 2019
Instrument	242053
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4985 SHADE TREE ST COCOA FL 329263460, COCOA, FL 32926-3460

Mortgage

Document Number	85812238
Date	Nov 5, 2019
Book Page	008581/002238
Instrument	242054

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 18, 2019
Property Address	4985 SHADE TREE ST, COCOA, FL 32926-3460
Document Number	0084652833
Book / Page	008465 / 002833
Instrument Date	May 28, 2019
Instrument	131198
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4985 SHADE TREE ST COCOA FL 329263460, COCOA, FL 32926-3460

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 30, 2017
Property Address	4985 SHADE TREE ST, COCOA, FL 32926-3460
Document Number	0078080124
Book / Page	7808 / 0124
Map Reference	MB27 PG4
Instrument Date	Jan 30, 2017
Instrument	2017018856
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	BREVARD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4985 SHABE TREE ST, COCOA, FL 32926-3460

Mortgage

Document Number	0078080126
Date	Jan 30, 2017
Book Page	7808/0126
Instrument	2017018857

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,790 (+2.7%)	$434,530 (-0.86%)
2025	$4,422.00 (+5.81%) Homeowner's exemption	$335,730 (+5.99%)	$438,300 (+3.32%)
2024	$4,179.00 (+1.09%)
2023	$4,134.00 (+6.74%) Homeowner's exemption	$316,770 (+3%)	$424,200 (+11.58%) Land $80,000 Building $344,200
2022	$3,873.00 Homeowner's exemption	$307,550	$380,180 Land $70,000 Building $310,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	5 (2005–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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