4940 Shade Tree St, Cocoa, FL 32926 Property Records

Brevard County property record for 4940 Shade Tree St, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,793 sqft · built 2001
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Sep 2026)
Tax Bill$3,974 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APN24-35-23-26-*-5

Property Details

APN / Parcel Number

Primary APN24-35-23-26-*-5
Alternative APNs
  • 24-35-23-26-00000.0-0005.00
  • 2407204

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,793 sqft Living Area
Gross Area2,601 sqft
1st Floor Area1,793 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area499 sqft

Exterior Amenities

PorchSlab
Porch Area309 sqft
Deck Area712 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2407204
Street Address4940 SHADE TREE ST
CityCOCOA
StateFL
Zip32926-3459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionSHADE TREE ESTATES LOT 5
Legal Range35E
Legal Township24S
Legal Section23
Legal SubdivisionSHADE TREE ESTATES
Legal Lot Number5
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2006
Census Tract62115

Owner

4940 Shade Tree St is owned and occupied by an individual who bought it in September 2026.

Source: Brevard County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4940 SHADE TREE ST, COCOA, FL 32926-3459
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Apr 28, 2022Warranty Deed, Transfer
CLEAR CHOICE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleApr 28, 2022 · Amount on File
Deed Document Number2026181137
Deed Book / Page10717 / 2779
Prior Transfer DateAug 28, 2009
Prior Transfer Doc0060220077
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 1, 2026
Property Address4940 SHADE TREE ST, COCOA, FL 32926-3459
Document Number0000181137
Book / Page10717 / 2779
Instrument DateAug 27, 2026
Instrument2026181137
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyCLEAR CHOICE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 SHADE TREE ST, COCOA, FL 32926-3459

Mortgage

Document Number0000181138,
DateSep 1, 2026
Instrument2026181138
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 28, 2022
Property Address4940 SHADE TREE ST, COCOA, FL 32926-3459
Document Number0094890647
Book / Page9489 / 647
Map ReferenceMB 27 PG 4
Instrument DateApr 25, 2022
Instrument2022106764
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyCLEAR CHOICE TITLE

Transaction

AmountAmount on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address447 129TH AVE E, 447, MADEIRA BEACH, FL 33708-2615

Transferred To (Grantee/Buyer)

NameVerified Name
Address4940 SHADE TREE ST, COCOA, FL 32926-3459

Tax Assessment & Valuation

The 2025 property tax bill for 4940 Shade Tree St was $3,974, up 36.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,830 (+2.7%)$480,080 (-0.58%)
2025$3,974.00 (+36.94%) Homeowner's exemption Widower's exemption$304,610$482,870
2024$2,902.00 (+1.5%)
2023$2,859.00 (+44.69%) Homeowner's exemption Widower's exemption$221,020 (+44.75%)$391,640 (+31.75%) Land $80,000 Building $311,640
2022$1,976.00 Homeowner's exemption$152,690$297,270 Land $70,000 Building $227,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4940 Shade Tree St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims5 (2005–2025)
Claims Outside the SFHA4 of 5
Most Recent ClaimMay 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4940 Shade Tree St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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