State of Hawaii and Kauai County property record for 4985 la Rd, Kapaa, HI 96746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,950 sqft · built 1993 |
| Lot Size | 0.169 acres (7,366 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,398 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2024 Second Mortgage + 2 more |
| APN | 4-4-6-017-050 |
| Primary APN | 4-4-6-017-050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 1,950 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,366 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | Deck Area |
| Patio Area | 156 sqft |
| Cooling System | None |
|---|
| Street Address | 4985 LA RD |
|---|---|
| City | KAPAA |
| State | HI |
| Zip | 96746-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | KAPAA HOMESTEADS 4TH SERIES |
| Legal Lot Number | 15,22 |
| Jurisdiction | KAUAI HI |
| Township / Civil Division | KAPAA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40301 |
4985 la Rd is owned and occupied by an individual.
Source: State of Hawaii and Kauai County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4985 LA RD, KAPAA, HI 96746-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATHER FEDERAL CREDIT UNION |
| Mar 4, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 4985 LA RD, KAPAA, HI 96746-2046 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Name | Verified Name |
|---|
| Document Number | 0A78920501 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | A-78920501 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 4985 LA RD, KAPAA, HI 96746-2046 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Title Company | NOT AVAILABLE, OR |
| Name | Verified Name |
|---|
| Document Number | 0A87810211 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | A-87810211 |
| Name | GATHER FEDERAL CREDIT UNION |
|---|---|
| Address | LIHUE, HI 96766 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 4985 LA RD, KAPAA, HI 96746-2046 |
| Document Number | 0A74010548 |
| Instrument Date | Mar 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4985 LA RD KAPAA HI 967462046, KAPAA, HI 96746-2046 |
| Document Number | 0A74010548 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | A74010548 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 4985 LA RD, KAPAA, HI 96746-2046 |
| Document Number | 0A70100146 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4985 LA RD KAPAA HI 967462046, KAPAA, HI 96746-2046 |
| Document Number | 0A70100146 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | A70100146 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2049 |
The 2025 property tax bill for 4985 la Rd was $1,398 with a homeowner's exemption.
Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Kauai County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,200 Land $371,200 Building $281,000 | $918,300 Land $522,700 Building $395,600 | |
| 2025 | $1,398.00 | ||
| 2024 | $614,800 (+3%) | $922,900 (+14.42%) | |
| 2023 | $1,243.00 Homeowner's exemption | $596,900 | $806,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4985 la Rd; there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2025–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4985 la Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIHUE-KAPAA serves 34,854 people · EPA ID HI0000400 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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