State of Hawaii and Kauai County property record for 4975 la Rd, Kapaa, HI 96746
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1976 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $599,999 (Mar 2021) |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2017 Mortgage + 2 more |
| APN | 4-4-6-017-051 |
| Primary APN | 4-4-6-017-051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 900 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 36 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 4975 LA RD |
|---|---|
| City | KAPAA |
| State | HI |
| Zip | 96746-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 14 KAPAA HOMESTEADS,4TH SERIES 7500 SF DES |
| Legal Subdivision | KAPAA HOMESTEADS 4TH SERIES |
| Legal Lot Number | 14 |
| Jurisdiction | KAUAI HI |
| Township / Civil Division | KAPAA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40301 |
Source: State of Hawaii and Kauai County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4975 LA RD, KAPAA, HI 96746-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS |
| Jul 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 30, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Jun 4, 2013 · Amount on Record |
| Deed Document Number | 202177590139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 4975 LA RD, KAPAA, HI 96746-2046 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0A82450818 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | A-82450818 |
| Name | VETERANS UNITED HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 4975 LA RD, KAPAA, HI 96746-2046 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | OR |
| Name | Verified Name |
|---|
| Document Number | 0A63950049 |
|---|---|
| Date | Jul 5, 2017 |
| Instrument | A-63950049 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KAUAI HI |
| Recording Date | Mar 30, 2021 |
| Property Address | 4975 LA RD, KAPAA, HI 96746-2046 |
| Document Number | 0A77590139 |
| Instrument Date | Mar 26, 2021 |
| Instrument | A-77590139 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Title Company | NOT AVAILABLE, TG |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | KAPAA, HI 96746 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1831A PUU KAA ST, KAPAA, HI 96746-2333 |
| Document Number | 0A77590140 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | A-77590140 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUAI HI |
| Property Address | 4975 LA RD, KAPAA, HI 96746-2046 |
| Document Number | 0A72120743 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4975 LA RD KAPAA HI 967462046, KAPAA, HI 96746-2046 |
| Document Number | 0A72120743 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | A72120743 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 29, 2034 |
Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Kauai County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684,900 (+2.99%) Land $496,300 Building $188,600 | $724,500 (-3.36%) Land $525,000 Building $199,500 | |
| 2025 | $1,368.00 (-4%) | $665,000 (+3%) | $749,700 (+4.46%) |
| 2024 | $645,600 (+3%) | $717,700 (+7.5%) | |
| 2023 | $1,425.00 | $626,800 | $667,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2025–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIHUE-KAPAA serves 34,854 people · EPA ID HI0000400 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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