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4985 Bermuda Dunes Ave, Banning, CA 92220 Property Records

Riverside County property record for 4985 Bermuda Dunes Ave, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,505 sqft · built 1989
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$168,000 (Oct 2009)
Tax Bill$3,042 (2025)
Deeds & MortgagesMar 2024 Reverse Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN440-150-002

Property Details

APN / Parcel Number

Primary APN440-150-002
Alternative APN
  • 421331002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,505 sqft Living Area
Gross Area1,994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Construction TypeWood
Roof MaterialTile
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area489 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number440150002
Old Parcel Number421331002
Street Address4985 BERMUDA DUNES AVE
CityBANNING
StateCA
Zip92220-5136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 MB 196/089 TR 23274
Legal SubdivisionTRACT 23274
Legal Tract23274
Legal Lot Number2
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group4
Census Block4000
Census Tract43812

Owner

Source: Riverside County records · APN 440-150-002

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4985 BERMUDA DUNES AVE, BANNING, CA 92220-5136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Deed of Trust, Mortgage · Reverse Mortgage
SMARTFI HOME LOANS LLC
Mar 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2009 · Amount on Record
Deed SaleOct 29, 2009 · Amount on Record
Prior SaleAug 16, 2007 · Amount on Record
Deed Document Number2009-0559184
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4985 BERMUDA DUNES AVE, BANNING, CA 92220-5136
Transaction TypeMortgage
Record UpdatedMar 13, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4985 BERMUDA DUNES AVE, BANNING, CA 92220-5136

Mortgage

Document Number0000059662
DateMar 04, 2024
Instrument2024-0059662
Lender
NameSMARTFI HOME LOANS LLC
AddressSAN DIEGO, CA 92122
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.49%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.4%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4985 BERMUDA DUNES AVE, BANNING, CA 92220-5136
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000113206
DateMar 21, 2017
Instrument2017-0113206
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,042.00 (+2.15%)$216,839 (+4.04%) Land $58,076 Building $158,763
2023$2,978.00 (+2.13%)$208,421 Land $55,822 Building $152,599
2022$2,916.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 423 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BANNING
serves 31,680 people
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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