Riverside County property record for 4976 Bermuda Dunes Ave, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,347 sqft · built 1989 |
| Owner | 2 Company Names on File |
| Last Sale | $330,000 (Jan 2021) |
| Tax Bill | $4,968 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 440-153-034 |
| Primary APN | 440-153-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 4 Stories |
| Building Area | 2,347 sqft Living Area |
| Gross Area | 2,801 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Tile |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4976 BERMUDA DUNES AVE |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-5134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SP |
| Legal Description | LOT 168 MB 196/089 TR 23274 |
| Legal Subdivision | TRACT NO 23274 |
| Legal Tract | 23274 |
| Legal Lot Number | 168 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 43812 |
Source: Riverside County records · APN 440-153-034
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 17, 2022 | Intrafamily Transfer, Transfer |
| Jun 27, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 22, 2021 | Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC |
| Nov 18, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Nov 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Prior Sale | May 13, 2014 · Amount on Record |
| Deed Document Number | 202144736 |
| Last Transfer Date | Oct 17, 2022 |
| Transfer Doc | 0000432088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 17, 2022 |
| Property Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Document Number | 0000432088 |
| Map Reference | MB 196 PG 89 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022-0432088 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4976 BERMUDA DUNES AVE, 4976, BANNING, CA 92220-5134 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 27, 2022 |
| Property Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Document Number | 0000286392 |
| Map Reference | MB 196 PG 89-94 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022-0286392 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4976 BERMUDA DUNES AVE, 4976, BANNING, CA 92220-5134 |
| Name | Verified Name |
|---|---|
| Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Document Number | 0000286393 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-0286393 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Document Number | 0000044736 |
| Map Reference | MB 196 PG 89-94 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2021-0044736 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Document Number | 0000044737 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-0044737 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 18, 2020 |
| Property Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Document Number | 0000577273 |
| Instrument Date | Sep 19, 2020 |
| Instrument | 577273 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4976 BERMUDA DUNES AVE BANNING CA 922205134, BANNING, CA 92220-5134 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 18, 2020 |
| Property Address | 4976 BERMUDA DUNES AVE, BANNING, CA 92220-5134 |
| Document Number | 0000577274 |
| Instrument Date | Sep 19, 2020 |
| Instrument | 577274 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2630 PORTOLA DR SANTA CRUZ CA 950625041, SANTA CRUZ, CA 95062-5041 |
Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,344 (+2%) Land $55,203 Building $309,141 | ||
| 2025 | $4,968.00 (+2.03%) | $357,201 (+4.04%) Land $54,121 Building $303,080 | |
| 2024 | $4,869.00 (+0.08%) | ||
| 2023 | $4,865.00 (+2.12%) | $343,332 Land $52,020 Building $291,312 | |
| 2022 | $4,764.00 | ||
| 2021 | $361,170 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 423 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BANNING serves 31,680 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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