4985 181st St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 4985 181st St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,451 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034 1941.3000`

Property Details

APN / Parcel Number

Primary APN	`034 1941.3000`
Alternative APN	`22808-1322-7162-5003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,451 sqft Living Area
Basement Area	1,264 sqft

Exterior

Year Built	Built 1998
Architectural Style	Bi-Level
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034 1941.3000
Street Address	4985 181ST ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NW LOT 3 OF CERT SUR MAP #1625 IN V7 P5 DOC #576035
Legal Range	08W
Legal Township	28N
Legal Section	13
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Lot Number	3
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAFAYETTE
Census Block Group	3
Census Block	3025
Census Tract	10700

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4985 181ST ST, CHIPPEWA FALLS, WI 54729-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2018	Deed of Trust, Mortgage ROYAL CREDIT UNION
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION
Jun 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION
May 5, 2010	Deed of Trust, Mortgage ROYAL CREDIT UNION
Jul 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4985 181ST ST, CHIPPEWA FALLS, WI 54729-4129
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000881288
Date	Aug 21, 2018
Instrument	000000881288

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4985 181ST ST, CHIPPEWA FALLS, WI 54729-4129
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000918594
Date	Jun 8, 2021
Instrument	918594

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4985 181ST ST, CHIPPEWA FALLS, WI 54729-4129
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000889859
Date	Jun 25, 2019
Instrument	889859

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4985 181ST ST, CHIPPEWA FALLS, WI 54729-4129
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000780465
Date	May 5, 2010
Instrument	780465

Lender

Name	ROYAL CREDIT UNION
Address	419 N HASTINGS PL, EAU CLAIRE, WI 54703

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2025

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	4985 181ST ST, CHIPPEWA FALLS, WI 54729-4129
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000920279
Date	Jul 9, 2021
Instrument	920279

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Lafayette Town
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,675.00 (+3.52%) Homeowner's exemption	$397,700 (-) Land $35,400 Building $362,300	$443,800 (+9.5%)
2023	$3,550.00 Homeowner's exemption	$397,700 Land $35,400 Building $362,300	$405,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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