4944 181st St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 4944 181st St, Chippewa Falls, WI 54729

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,230 sqft · built 1998
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Jul 2020)
Tax Bill$3,306 (2025)
Deeds & MortgagesOct 2018 Mortgage
Jan 2011 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN034 1941.2000

Property Details

APN / Parcel Number

Primary APN034 1941.2000
Alternative APN
  • 22808-1322-7162-5002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area2,230 sqft Living Area
Basement Area1,268 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleBi-Level
Roof MaterialAsphalt
Lot Area47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number034 1941.2000
Street Address4944 181ST ST
CityCHIPPEWA FALLS
StateWI
Zip54729-4122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW NW LOT 2 OF CERT SUR MAP #1625 IN V7 P5 DOC #576035
Legal Range08W
Legal Township28N
Legal Section13
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionCERTIFIED SURV MAP #1625
Legal Lot Number2
JurisdictionCHIPPEWA WI
Township / Civil DivisionLAFAYETTE
Census Block Group3
Census Block3024
Census Tract10700

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4944 181ST ST, CHIPPEWA FALLS, WI 54729-4122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2018Deed of Trust, Mortgage
ROYAL CREDIT UNION
Jan 11, 2011Deed of Trust, Mortgage
ROYAL CREDIT UNION
Oct 10, 2006Deed of Trust, Mortgage · ARM
ROYAL CU
Jul 23, 2024Quit Claim Deed, Transfer · Line of Credit
WESTCONSIN CREDIT UNION
Jul 20, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
WESTCONSIN CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleJul 20, 2020 · Amount on Record
Deed Document Number0000904096
Last Transfer DateJul 23, 2024
Transfer Doc0000952240
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address4944 181ST ST, CHIPPEWA FALLS, WI 54729-4122
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000000882833
DateOct 9, 2018
Instrument000000882833
Lender
NameROYAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term231 Months
DueJan 1, 2038

January 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address4944 181ST ST, CHIPPEWA FALLS, WI 54729-4122
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000790367
DateJan 11, 2011
Instrument790367
Lender
NameROYAL CREDIT UNION
AddressPO BOX 970, EAU CLAIRE, WI 54702
Agreement
AmountAmount Recorded

October 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address4944 181ST ST, CHIPPEWA FALLS, WI 54729-4122
Transaction TypeMortgage
Record UpdatedFeb 19, 2026
Title CompanyASSOCIATE TITLE COMPANY LLC, ASSOCIATE TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000727836
DateOct 10, 2006
Instrument727836
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2036
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateNov 1, 2011
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate12.6%

July 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHIPPEWA WI
Recording DateJul 23, 2024
Property Address4944 181ST ST, CHIPPEWA FALLS, WI 54729-4122
Document Number0000952240
Instrument DateJul 18, 2024
Instrument952240
Transaction TypeTransfer
Record UpdatedFeb 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4944 181ST ST, CHIPPEWA FALLS, WI 54729-4122

Mortgage

Document Number0000952241
DateJul 23, 2024
Instrument952241
Lender
NameWESTCONSIN CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2054

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA WI
Recording DateJul 20, 2020
Property Address4944 181ST ST, CHIPPEWA FALLS, WI 54729-4122
Document Number0000904096
Instrument DateJun 23, 2020
Instrument904096
Transaction TypeTransfer
Record UpdatedFeb 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4944 181ST ST, CHIPPEWA FALLS, WI 54729-4122

Mortgage

Document Number0000904097
DateJul 20, 2020
Instrument904097
Lender
NameWESTCONSIN CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyChippewa County
County SubdivisionLafayette Town
Unified School DistrictChippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,306.00 (+3.67%) Homeowner's exemption$359,900 (-) Land $35,700 Building $324,200$401,600 (+9.49%)
2023$3,189.00 Homeowner's exemption$359,900 Land $35,700 Building $324,200$366,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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