4984 N Raucholz Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 4984 N Raucholz Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,646 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$15,500 (Aug 2020)
Tax Bill	$4,856 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-02-2002-002`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-02-2002-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4984 N RAUCHOLZ RD
City	HEMLOCK
State	MI
Zip	48626-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	N 275 FT OF W 160 FT OF GOVT LOT 4 - 1.01 ACRES SEC 2 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	02
Legal Lot Number	4
Legal Unit	4 - 1
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1003
Census Tract	12100

Owner

4984 N Raucholz Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4984 N RAUCHOLZ RD, HEMLOCK, MI 48626-9691
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional with PMI DOW CHEMICAL EMPS CU
Jan 11, 2019	Warranty Deed, Transfer · Conventional with PMI DOW CHEMICAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Jan 11, 2019 · Amount on File
Deed Document Number	202020270
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4984 N RAUCHOLZ RD, HEMLOCK, MI 48626-9691
Document Number	0000011907
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4984 N RAUCHOLZ RD HEMLOCK MI 486269691, HEMLOCK, MI 48626-9691

Mortgage

Document Number	0000011907
Date	Apr 27, 2020
Instrument	11907

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 11, 2019
Property Address	4984 N RAUCHOLZ RD, HEMLOCK, MI 48626-9691
Document Number	0000000885
Instrument Date	Jan 8, 2019
Instrument	885
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	HOMELAND TITLE, HOMELAND TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13539 GEDDES RD HEMLOCK MI 486269431, HEMLOCK, MI 48626-9431

Mortgage

Document Number	886
Date	Jan 11, 2019
Instrument	886

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4984 N Raucholz Rd was $4,856 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,300	$356,600
2025	$4,856.00 Homeowner's exemption
2023		$129,600	$259,200
2022	$4,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4984 N Raucholz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4984 N Raucholz Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Raucholz Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures