Saginaw County property record for 4880 N Raucholz Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1974 |
| Lot Size | 4.13 acres (179,903 sqft) |
| Owner | Trust Name on File |
| Last Sale | $40,000 (Oct 2005) |
| Tax Bill | $3,943 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-02-2002-001 |
| Primary APN | 22-12-2-02-2002-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 1,584 sqft |
| Unfinished Basement | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 179,903 sqft (4.13 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 4880 N RAUCHOLZ RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | S 275 FT OF N 825 FT OF W 317 FT OF GOVT LOT 4 ALSO COM AT NW CORN OF SEC TH S 825.04 FT TO POB TH E 317.02 FT TH S 286 FT TH |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 12100 |
4880 N Raucholz Rd is owner-occupied and held in a trust since February 2018.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4880 N RAUCHOLZ RD, HEMLOCK, MI 48626-9691 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2005 · Amount on File |
| Deed Sale | Oct 26, 2005 · Amount on File |
| Prior Sale | Nov 1, 1994 · Amount on File |
| Deed Book / Page | 2421 / 1480 |
| Last Transfer Date | Feb 1, 2018 |
| Transfer Doc | 2018003781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4880 N RAUCHOLZ RD, HEMLOCK, MI 48626-9691 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4880 N RAUCHOLZ RD, HEMLOCK, MI 48626-9691 |
| Document Number | 2021036784 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021036784 |
| Name | JOLT CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4880 N Raucholz Rd was $3,943 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,700 (+12.24%) | $293,400 (+12.24%) | |
| 2025 | $3,943.00 Homeowner's exemption | $130,700 | $261,400 |
| 2023 | $108,700 | $217,400 | |
| 2022 | $3,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4880 N Raucholz Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4880 N Raucholz Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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