4984 Addison Ln, Hickory, NC 28601 Property Records

Caldwell County property record for 4984 Addison Ln, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 2002
Lot Size	0.54 acres (23,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,500 (Sep 2008)
Tax Bill	$1,659 (2026)
Deeds & Mortgages	Mar 2025 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08120 6 78`

Property Details

APN / Parcel Number

Primary APN	`08120 6 78`
Alternative APNs	`169583` `185339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,118 sqft Heated Area
Gross Area	2,413 sqft
1st Floor Area	1,118 sqft
Basement Area	1,096 sqft
Finished Basement	478 sqft
Unfinished Basement	618 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,540 sqft (0.54 acres)
Lot Dimensions	214 ft deep x 110 ft wide
Deck Area	35 sqft
Patio Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	185339
Street Address	4984 ADDISON LN
City	HICKORY
State	NC
Zip	28601-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1998 PG 795 YR 2020 ST 0.00
Legal Subdivision	CRYSTAL FALLS PHASE 6
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2018
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4984 ADDISON LN, HICKORY, NC 28601-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed of Trust, Mortgage FIGURE LENDING LLC
Feb 26, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Feb 18, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2008 · Amount on Record
Deed Sale	Sep 5, 2008 · Amount on Record
Prior Sale	Jul 3, 2003 · Amount on Record
Deed Book / Page	1690 / 1408
Last Transfer Date	Sep 8, 2020
Transfer Doc	0010048196
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4984 ADDISON LN, HICKORY, NC 28601-8914
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021310478
Date	Mar 31, 2025
Book Page	2131/478
Instrument	10105257

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST, CHARLOTTE, NC 28202

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 2, 2040

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 26, 2026
Property Address	4984 ADDISON LN, HICKORY, NC 28601-8914
Document Number	0021571769
Book / Page	2157 / 1769
Map Reference	MB 19 PG 305
Instrument Date	Feb 25, 2026
Instrument	10116102
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5567 QUAIL CREEK DR, GRANITE FALLS, NC 28630-9538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4984 ADDISON LN, HICKORY, NC 28601-8914
Investor	Possibly a Property Investor

Mortgage

Document Number	0021571772
Date	Feb 26, 2026
Book Page	2157/1772
Instrument	10116103

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 14, 2020
Property Address	4984 ADDISON LN, HICKORY, NC 28601-8914
Document Number	0010048196
Book / Page	001998 / 000795
Instrument Date	Sep 8, 2020
Instrument	10048196
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	AMERICAN HOME TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4984 ADDISON LN HICKORY NC 286018914, HICKORY, NC 28601-8914

Mortgage

Document Number	10048197
Date	Sep 14, 2020
Book Page	001998/000799
Instrument	10048197

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4984 ADDISON LN, HICKORY, NC 28601-8914
Document Number	0010008826
Book / Page	001913 / 001965
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4984 ADDISON LN HICKORY NC 286018914, HICKORY, NC 28601-8914

Mortgage

Document Number	0010008826
Date	Feb 22, 2017
Book Page	001913/001965
Instrument	10008826

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,659.00 (-21.26%)	$274,200 (-) Land $24,600 Building $249,600
2025	$2,107.00 (+86.13%)	$274,200 (+77.94%) Land $24,600 Building $249,600	$274,200 (+77.94%) Land $24,600 Building $249,600
2024	$1,132.00 (+1.98%)
2023		$154,100 (-) Land $24,600 Building $129,500	$154,100 (-) Land $24,600 Building $129,500
2022	$1,110.00	$154,100 Land $24,600 Building $129,500	$154,100 Land $24,600 Building $129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY- ADDISON LANE serves 152 people · EPA ID NC1014001
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

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