4977 Addison Ln, Hickory, NC 28601 Property Records

Caldwell County property record for 4977 Addison Ln, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,402 sqft · built 2003
Lot Size	0.573 acres (24,970 sqft)
Owner	Individual on Record
Last Sale	$113,000 (May 2004)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08120 6 84`

Property Details

APN / Parcel Number

Primary APN	`08120 6 84`
Alternative APN	`123267`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,402 sqft Heated Area
Gross Area	2,000 sqft
1st Floor Area	1,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,970 sqft (0.573 acres)
Lot Dimensions	227 ft deep x 110 ft wide
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	123267
Street Address	4977 ADDISON LN
City	HICKORY
State	NC
Zip	28601-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1503 PG 654 YR 04 ST 226.00
Legal Subdivision	CRYSTAL FALLS ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2018
Census Tract	31302

Owner

Source: Caldwell County assessment roll, as of July 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4977 ADDISON LN, HICKORY, NC 28601-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 17, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2004 · Amount on Record
Deed Sale	May 7, 2004 · Amount on Record
Prior Sale	Dec 10, 2002 · Amount on Record
Deed Book / Page	1503 / 654
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4977 ADDISON LN, HICKORY, NC 28601-8914
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020461893
Date	Feb 1, 2022
Book Page	2046/1893
Instrument	10068060

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALDWELL NC
Property Address	4977 ADDISON LN, HICKORY, NC 28601-8914
Document Number	0010041891
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 ADDISON LN HICKORY NC 286018914, HICKORY, NC 28601-8914

Mortgage

Document Number	0010041891
Date	Mar 4, 2020
Book Page	001983/000235
Instrument	10041891

Lender

Name	M&T BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+78.01%)	$265,400 (+66.6%) Land $24,900 Building $240,500	$265,400 (+66.6%) Land $24,900 Building $240,500
2023		$159,300 (-) Land $24,900 Building $134,400	$159,300 (-) Land $24,900 Building $134,400
2022	$1,146.00	$159,300 Land $24,900 Building $134,400	$159,300 Land $24,900 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY- ADDISON LANE serves 152 people · EPA ID NC1014001
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

Nearby Properties on Addison Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures