Clermont County property record for 4982 Cinnamon Dr, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,250 sqft · built 1988 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,900 (Jun 1988) |
| Tax Bill | $5,047 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-10B-208 |
| Primary APN | 39-31-10B-208 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 184 sqft |
| Unfinished Basement | 184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4982 CINNAMON DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEPPER RIDGE; LOT #13 |
| Legal Subdivision | PEPPER RIDGE |
| Legal Lot Number | 13 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 41406 |
4982 Cinnamon Dr is owned and occupied by an individual who bought it in June 1988.
Source: Clermont County records, as of October 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4982 CINNAMON DR, CINCINNATI, OH 45244-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1988 · Amount on File |
| Deed Sale | Jun 1, 1988 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 5, 2026 |
| Property Address | 4982 CINNAMON DR, CINCINNATI, OH 45244-1029 |
| Document Number | 0000023035 |
| Book / Page | 3035 / 4314 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202623035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4982 CINNAMON DR, CINCINNATI, OH 45244-1029 |
| Document Number | 0000023035, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 3035/4314 |
| Instrument | 202623035 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 4982 Cinnamon Dr was $5,047 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,047.00 | $112,670 Land $18,410 Building $94,260 | |
| 2024 | $321,900 (-) Land $52,600 Building $269,300 | ||
| 2023 | $13,610.00 (+199.38%) Homeowner's exemption | $112,670 (+50.21%) Land $18,410 Building $94,260 | $321,900 Land $52,600 Building $269,300 |
| 2022 | $4,546.00 Homeowner's exemption | $75,010 Land $12,250 Building $62,760 | |
| 2020 | $214,300 Land $35,000 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4982 Cinnamon Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4982 Cinnamon Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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