4980 Cinnamon Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 4980 Cinnamon Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,394 sqft · built 1991
Lot Size	0.733 acres (31,929 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Jun 2018)
Tax Bill	$5,997 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-31-10B-209`

Property Details

APN / Parcel Number

Primary APN	`39-31-10B-209`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	176 sqft
Unfinished Basement	176 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	31,929 sqft (0.733 acres)
View / Lot	Cul-de-sac
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Patio Area	4 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4980 CINNAMON DR
City	CINCINNATI
State	OH
Zip	45244-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE; LOT #14
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	14
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2015
Census Tract	41406

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4980 CINNAMON DR, CINCINNATI, OH 45244-1029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Document Number	201812121
Deed Book / Page	2773 / 297
Last Transfer Date	Aug 21, 2024
Transfer Doc	0000016244
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4980 CINNAMON DR, CINCINNATI, OH 45244-1029
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 CINNAMON DR, CINCINNATI, OH 45244-1029

Mortgage

Document Number	0000027955
Date	Nov 14, 2022
Book Page	2933/2265
Instrument	202200027955

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4980 CINNAMON DR, CINCINNATI, OH 45244-1029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000556
Date	Jan 8, 2020
Book Page	2827/4174
Instrument	202000000556

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 1, 2018
Property Address	4980 CINNAMON DR, CINCINNATI, OH 45244-1029
Document Number	0000012121
Book / Page	2773 / 297
Map Reference	PC 04 PG 98-100
Instrument Date	May 17, 2018
Instrument	201800012121
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 CINNAMON DR, CINCINNATI, OH 45244-1029

Mortgage

Document Number	0000012122
Date	Jun 1, 2018
Instrument	201800012122

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,997.00 (-62.92%)	$133,880 (-) Land $18,410 Building $115,470
2024			$382,500 (-) Land $52,600 Building $329,900
2023	$16,172.00 (+199.48%) Homeowner's exemption	$133,880 (+50.24%) Land $18,410 Building $115,470	$382,500 (+50.24%) Land $52,600 Building $329,900
2022	$5,400.00 Homeowner's exemption	$89,110 Land $12,250 Building $76,860
2020			$254,600 Land $35,000 Building $219,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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