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4981 Tuscaroa Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4981 Tuscaroa Ave, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,000 sqft · built 2002
Lot Size0.286 acres (12,458 sqft)
OwnerIndividual Name on File
Last Sale$24,275 (Nov 2015)
Tax Bill$1,800 (2025)
Deeds & MortgagesMar 2025 Transfer
Flood ZoneZone X (minimal risk)
APN20-25-31-4270-000O-0075

Property Details

APN / Parcel Number

Primary APN20-25-31-4270-000O-0075
Alternative APNs
  • 2531204270000O0075
  • 91766

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,458 sqft (0.286 acres)
Garage TypeCarport
Garage Area253 sqft
CarportCarport
Carport Area253 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchUnfinished Porch
Porch Area200 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4981 TUSCAROA AVE
CitySAINT CLOUD
StateFL
Zip34771-7274
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRMH
Legal DescriptionOLD NARCOOSSEE PB 1 PG 017 BLK O W 83 FT OF LOTS 7, 9 & 11
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE THE TOWN OF
Legal Tract4270
Legal BlockO
Legal Lot Number75
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

4981 Tuscaroa Ave, a mobile home, is owned by an individual who acquired it in January 2025.

Source: Osceola County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address4985 SPIRAL WAY, SAINT CLOUD, FL 34771-7915
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2015 · Amount on File
Deed SaleNov 2, 2015 · Amount on File
Prior SaleJul 21, 2004 · Amount on File
Deed Document Number2015164567
Deed Book / Page4866 / 703
Last Transfer DateJan 8, 2025
Transfer Doc0067551916
Record UpdatedSep 20, 2026

March 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2025
Property Address4981 TUSCAROA AVE, SAINT CLOUD, FL 34771-7274
Document Number0067551916
Book / Page6755 / 1916
Map ReferenceMB 6747 PG 450
Instrument DateJan 8, 2025
Instrument2025033420
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2372 E WEAVER RD, GREENCASTLE, PA 17225-9416

Transferred To (Grantee/Buyer)

NameVerified Name
Address4985 SPIRAL WAY, SAINT CLOUD, FL 34771-7915

Tax Assessment & Valuation

The 2025 property tax bill for 4981 Tuscaroa Ave was $1,800, up 9.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,800.00 (+9.09%)$91,700 Land $65,000 Building $26,700$91,700 Land $65,000 Building $26,700
2024$1,650.00 (+10.29%)
2023$1,496.00 (+9.2%)$69,600 (+10.48%) Land $45,000 Building $24,600$69,600 (+10.48%) Land $45,000 Building $24,600
2022$1,370.00$63,000 Land $45,000 Building $18,000$63,000 Land $45,000 Building $18,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4981 Tuscaroa Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4981 Tuscaroa Ave is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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