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4960 Tuscaroa Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4960 Tuscaroa Ave, Saint Cloud, FL 34771

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,186 sqft · built 1993
Lot Size0.253 acres (11,020 sqft)
OwnerIndividual Name on File
Last Sale$234,900 (May 2026)
Tax Bill$2,120 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN20-25-31-4270-000L-0015

Property Details

APN / Parcel Number

Primary APN20-25-31-4270-000L-0015
Alternative APNs
  • 2531204270000L0015
  • 91746

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,186 sqft Living Area
1st Floor Area1,186 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,020 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4960 TUSCAROA AVE
CitySAINT CLOUD
StateFL
Zip34771-8248
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRMH
Legal DescriptionOLD NARCOOSSEE PB 1 PG 017 BLK L E 1/2 LOTS 1 & 3
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE THE TOWN OF
Legal Tract4270
Legal BlockL
Legal Lot Number15
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43600

Owner

4960 Tuscaroa Ave, a mobile home, is owned and occupied by an individual who bought it in May 2026.

Source: Osceola County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4960 TUSCAROA AVE, SAINT CLOUD, FL 34771-8248
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE EQUITY PARTNERS
Jul 12, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2026 · Amount on File
Deed SaleMay 18, 2026 · Amount on File
Prior SaleJun 1, 2017 · Amount on File
Deed Document Number202665587
Deed Book / Page6973 / 1372
Prior Transfer DateJun 27, 2017
Prior Transfer Doc0051780880
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 18, 2026
Property Address4960 TUSCAROA AVE, SAINT CLOUD, FL 34771-8248
Document Number0000065587
Book / Page6973 / 1372
Instrument DateMay 14, 2026
Instrument2026.65587
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$166,074.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4960 TUSCAROA AVE, SAINT CLOUD, FL 34771-8248

Mortgage

Document Number0000065588,
DateMay 18, 2026
Instrument2026..65588
Lender
NameMORTGAGE EQUITY PARTNERS
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 12, 2017
Property Address4960 TUSCAROA AVE, SAINT CLOUD, FL 34771-8248
Document Number0051780880
Book / Page005178 / 000880
Instrument DateJun 27, 2017
Instrument101492
Transaction TypeTransfer
Record UpdatedAug 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1380 OAK SHORE DR ST CLOUD FL 347717863, ST CLOUD, FL 34771-7863

Tax Assessment & Valuation

The 2025 property tax bill for 4960 Tuscaroa Ave was $2,120, up 9.2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,120.00 (+9.22%)$133,300 (+4.8%) Land $65,000 Building $68,300$133,300 (+4.8%) Land $65,000 Building $68,300
2024$1,941.00 (+8.8%)$127,200 (+18.66%) Land $65,000 Building $62,200$127,200 (+18.66%) Land $65,000 Building $62,200
2023$1,784.00 (+13.78%)$107,200 (+25.38%) Land $45,000 Building $62,200$107,200 (+25.38%) Land $45,000 Building $62,200
2022$1,568.00$85,500 Land $45,000 Building $40,500$85,500 Land $45,000 Building $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4960 Tuscaroa Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4960 Tuscaroa Ave is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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