El Dorado County property record for 4981 Mountain View Dr, Lotus, CA 95651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 1992 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-460-045-000 |
| Primary APN | 006-460-045-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 89,734 sqft |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,064 sqft |
| Heating System | HVAC |
|---|---|
| Water Source | Well |
| Street Address | 4981 MOUNTAIN VIEW DR |
|---|---|
| City | LOTUS |
| State | CA |
| Zip | 95651-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | SEC 19 11 10 |
| Legal Subdivision | GOLD RIDGE FOREST SUB 03 |
| Legal Lot Number | 35 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30901 |
4981 Mountain View Dr is owner-occupied and held in a trust since October 2015.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4981 MOUNTAIN VIEW DR, LOTUS, CA 95651-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Intrafamily Transfer, Transfer · Line of Credit SIERRA CENTRAL CU |
| Feb 7, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 6, 2015 |
| Transfer Doc | 0000047444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 7, 2022 |
| Property Address | 4981 MOUNTAIN VIEW DR, LOTUS, CA 95651-9705 |
| Document Number | 0000006121 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022-0006121 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4981 MOUNTAIN VIEW DR, LOTUS, CA 95651-9705 |
| Document Number | 0000006122 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-0006122 |
| Name | SIERRA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 7, 2022 |
| Property Address | 4981 MOUNTAIN VIEW DR, LOTUS, CA 95651-9705 |
| Document Number | 0000006123 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022-0006123 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4981 MOUNTAIN VIEW DR, LOTUS, CA 95651-9705 |
The 2025 property tax bill for 4981 Mountain View Dr was $2,044 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Trail Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $196,466 (+2%) Land $14,743 Building $181,723 | |
| 2025 | $2,044.00 Homeowner's exemption | $192,614 Land $14,454 Building $178,160 |
| 2023 | $1,944.00 (+0.41%) Homeowner's exemption | $185,137 Land $13,894 Building $171,243 |
| 2022 | $1,936.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4981 Mountain View Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4981 Mountain View Dr is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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