El Dorado County property record for 4960 Mountain View Dr, Lotus, CA 95651
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1974 |
| Lot Size | 4.68 acres (204,296 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Dec 2019) |
| Tax Bill | $808 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-460-025-000 |
| Primary APN | 006-460-025-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 204,296 sqft |
| Terrain | Combination |
| Patio Area | 216 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 4960 MOUNTAIN VIEW DR |
|---|---|
| City | LOTUS |
| State | CA |
| Zip | 95651-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | PM 5/73/A |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30901 |
4960 Mountain View Dr, a rural home, is owned and occupied by two individuals who bought it in December 2019.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4960 MOUNTAIN VIEW DR, LOTUS, CA 95651-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Deed Document Number | 201956452 |
| Prior Transfer Date | Sep 29, 1995 |
| Prior Transfer Doc | 0000048471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 31, 2019 |
| Property Address | 4960 MOUNTAIN VIEW DR, LOTUS, CA 95651-9705 |
| Document Number | 0000056452 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 56452 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4960 MOUNTAIN VIEW DR LOTUS CA 956519705, LOTUS, CA 95651-9705 |
| Document Number | 56453 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 56453 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
The 2025 property tax bill for 4960 Mountain View Dr was $808 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Trail Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $74,840 (+2%) Land $19,985 Building $54,855 | |
| 2025 | $808.00 Homeowner's exemption | $73,374 Land $19,594 Building $53,780 |
| 2023 | $777.00 (+1.44%) Homeowner's exemption | $70,527 Land $18,834 Building $51,693 |
| 2022 | $766.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4960 Mountain View Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4960 Mountain View Dr is extreme, ranking above 97.4% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.4% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T.
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