49806 Bingham Ln, Macomb, MI 48044 Property Records

Macomb County property record for 49806 Bingham Ln, Macomb, MI 48044 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2021
Square Footage3,031 sqft Living Area
Lot Size9,104 sqft (0.209 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2022)
Tax Bill$9,069.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-08-20-351-124
Alternative APN
  • 0820351124

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,031 sqft Living Area
1st Floor1,480 sqft 1st Floor
Basement Area1,480 sqft Basement
Unfinished Basement1,480 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment Style
Lot Area9,104 sqft (0.209 acres)
Depth X Width130 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area676 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address49806 BINGHAM LN
CityMACOMB
StateMI
Zip48044-1582
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMONARCH ESTATES CONDO MCCP #1118 UNIT 124 L 25509 PGS 839 - 859
Legal SubdivisionMONARCH ESTATES
Legal Unit124
JurisdictionMACOMB MI
Minor Civil DivisionMACOMB
Census Blockgroup4
Census Block4003
Census Tract224001

Owner

Source: Macomb County records · APN 20-08-20-351-124

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address49806 BINGHAM LN, MACOMB, MI 48044-1582
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 13, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST INDEPENDENCE BANK
Jul 13, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Prior SaleJul 13, 2022 · Amount on Record
Deed Doc Number202286625
Deed Book / Page28711 / 566
Last Transfer DateOct 10, 2025
Transfer Doc0000091331
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address49806 BINGHAM LN, MACOMB, MI 48044-1582
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address49806 BINGHAM LN, MACOMB, MI 48044-1582

Mortgage

Document Number2500088867
DateOct 03, 2025
Book Page30318/455
Instrument202500088867
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 22, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 13, 2022
Property Address49806 BINGHAM LN, MACOMB, MI 48044-1582
Document Number2200086625
Book / Page28711 / 566
Map ReferenceLB 25509 PG 839-859
Instrument DateJul 11, 2022
Instrument202200086625
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$637.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address202 WALNUT BLVDB, 202, ROCHESTER, MI 48307

Transferred To (Grantee/Buyer)

NameVerified Name
Address2873 HARWICK DR, ROCHESTER, MI 48307-4339

Mortgage

Document Number2200086626
DateJul 13, 2022
Instrument202200086626
Lender
NameFIRST INDEPENDENCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateAug 01, 2029
Change Frequency6 Months
Min Rate At Change3.87%
Max Rate At Change8.75%
IndexOther
Max Rate8.75%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 13, 2022
Property Address49806 BINGHAM LN, MACOMB, MI 48044-1582
Document Number2200086624
Book / Page28711 / 564
Map ReferenceLB 23805 PG 856-933
Instrument DateJul 11, 2022
Instrument202200086624
Transaction TypeTransfer
Record UpdatedAug 02, 2022

Transaction

AmountAmount Recorded
Tax$367.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address46656 ROMEO PLANK RD # 5, 46656, MACOMB, MI 48044-5740

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 WALNUT BLVD STE B, B, ROCHESTER, MI 48307-6707

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$317,400 (+5.03%)$634,800 (+5.03%)
2025$9,069.00 (+441.11%) Homeowner's exemption$302,200 (+17.45%)$604,400 (+17.45%)
2023$257,300$514,600
2022$1,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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