Macomb County property record for 49774 Bingham Ln, Macomb, MI 48044
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 3,019 sqft · built 2021 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Company Name on File |
| Last Sale | $85,000 (Jan 2022) |
| Tax Bill | $8,171 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-20-351-123 |
| Primary APN | 20-08-20-351-123 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,019 sqft Living Area |
| 1st Floor Area | 1,474 sqft |
| Basement Area | 1,474 sqft |
| Unfinished Basement | 1,474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 654 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49774 BINGHAM LN |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-1581 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Description | MONARCH ESTATES CONDO MCCP #1118 UNIT 123 L 25509 PGS 839 - 859 |
| Legal Subdivision | MONARCH ESTATES |
| Legal Unit | 123 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 224001 |
Source: Macomb County records · APN 20-08-20-351-123
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 49774 BINGHAM LN, MACOMB, MI 48044-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 09, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jan 05, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 05, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2022 · Amount on Record |
| Deed Sale | Jan 05, 2022 · Amount on Record |
| Prior Sale | Jan 05, 2022 · Amount on Record |
| Deed Document Number | 20221637 |
| Deed Book / Page | 28332 / 207 |
| Last Transfer Date | Oct 10, 2025 |
| Transfer Doc | 0000091331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49774 BINGHAM LN, MACOMB, MI 48044-1581 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49774 BINGHAM LN, MACOMB, MI 48044-1581 |
| Document Number | 2200125671 |
|---|---|
| Date | Nov 09, 2022 |
| Book Page | 28892/894 |
| Instrument | 202200125671 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 05, 2022 |
| Property Address | 49774 BINGHAM LN, MACOMB, MI 48044-1581 |
| Document Number | 2200001637 |
| Book / Page | 28332 / 207 |
| Map Reference | LB 25509 PG 839-859 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 202200001637 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 WALNUT BLVDB, 202, ROCHESTER, MI 48307 |
| Name | Verified Name |
|---|---|
| Address | 49774 BINGHAM LN, MACOMB, MI 48044-1581 |
| Document Number | 2200001638 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 202200001638 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 05, 2022 |
| Property Address | 49774 BINGHAM LN, MACOMB, MI 48044-1581 |
| Document Number | 2200001636 |
| Book / Page | 28332 / 205 |
| Map Reference | LB 23805 PG 856-933 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 202200001636 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $367.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46655 ROMEO PLANK RD # 5, 46655, MACOMB, MI 48044-3506 |
| Name | Verified Name |
|---|---|
| Address | 202 WALNUT BLVD STE B, B, ROCHESTER, MI 48307-6707 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,500 (+23.09%) | $627,000 (+23.09%) | |
| 2025 | $8,171.00 (+13.09%) | ||
| 2023 | $254,700 | $509,400 | |
| 2022 | $7,225.00 |
Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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