Okeechobee County property record for 4980 SE 44th St, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1985 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Mar 2023) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-31-37-36-002A-00010-0030 |
| Primary APN | 1-31-37-36-002A-00010-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,218 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,218 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,536 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Porch | Finished Screened Porch |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4980 SE 44TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF LOTS 7, 8, 9 AND 10, BLOCK 1, KINGS BAY (PLAT BOOK 6 PAGE 8) LOT 3 |
| Legal Range | 36E |
| Legal Township | 37S |
| Legal Section | 31 |
| Legal Subdivision | KINGS BAY |
| Legal Block | 1 |
| Legal Lot Number | 7-10 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 910403 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4980 SE 44th St is owned and occupied by an individual who bought it in March 2023.
Source: Okeechobee County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4980 SE 44TH ST, OKEECHOBEE, FL 34974-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 9, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 1, 2019 | Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on File |
| Deed Sale | Mar 9, 2023 · Amount on File |
| Prior Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 20232851 |
| Prior Transfer Date | Jun 28, 1997 |
| Prior Transfer Doc | 0003930293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 9, 2023 |
| Property Address | 4980 SE 44TH ST, OKEECHOBEE, FL 34974-2315 |
| Document Number | 0000002851 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023002851 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,218.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4980 SE 44TH ST, OKEECHOBEE, FL 34974-2315 |
| Name | Verified Name |
|---|---|
| Address | 4980 SE 44TH ST, OKEECHOBEE, FL 34974-2315 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Aug 1, 2019 |
| Property Address | 4980 SE 44TH ST, OKEECHOBEE, FL 34974-2315 |
| Document Number | 0008280804 |
| Book / Page | 000828 / 000804 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 7808 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | CLEAR TITLE, CLEAR TITLE & LEGAL SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4980 SE 44TH ST OKEECHOBEE FL 349742315, OKEECHOBEE, FL 34974-2315 |
| Document Number | 8280806 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 000828/000806 |
| Instrument | 7809 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2049 |
The 2025 property tax bill for 4980 SE 44th St was $2,686 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 Homeowner's exemption | $184,028 Land $16,000 Building $168,028 | $184,028 Land $16,000 Building $168,028 |
| 2023 | $2,840.00 (+17.02%) | $191,331 (+25.71%) Land $9,000 Building $182,331 | $191,331 (+25.71%) Land $9,000 Building $182,331 |
| 2022 | $2,427.00 | $152,201 Land $6,250 Building $145,951 | $152,201 Land $6,250 Building $145,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4980 SE 44th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4980 SE 44th St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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