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4948 SE 44th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 4948 SE 44th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,681 sqft · built 1985
Lot Size0.135 acres (5,881 sqft)
OwnerIndividual Name on Record
Last Sale$254,000 (Sep 2025)
Tax Bill$2,901 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Aug 2023 Sale
+ 3 more
Flood ZoneZone X (moderate risk)
APN1-31-37-36-002A-00010-0010

Property Details

APN / Parcel Number

Primary APN1-31-37-36-002A-00010-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,681 sqft Heated Area
Gross Area2,542 sqft
Utility Area160 sqft
Utility RoomUtility Room
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,881 sqft (0.135 acres)
PorchFinished/Screened Porch
Patio Area356 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4948 SE 44TH ST
CityOKEECHOBEE
StateFL
Zip34974-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF LOTS 7, 8, 9 AND 10, BLOCK 1, KINGS BAY (PLAT BOOK 6 PAGE 8) LOT 1
Legal Range36E
Legal Township37S
Legal Section31
Legal SubdivisionKINGS BAY
Legal Block1
Legal Lot Number7
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3004
Census Tract910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Okeechobee Battlefield
listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4948 SE 44TH ST, OKEECHOBEE, FL 34974-2315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 18, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 21, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 26, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Dec 15, 2017Warranty Deed, Transfer · Construction Mortgage
HORSTMANN H & S TRUST (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2025 · Amount on Record
Deed SaleSep 3, 2025 · Amount on Record
Prior SaleAug 18, 2023 · Amount on Record
Deed Document Number2025009768
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 3, 2025
Property Address4948 SE 44TH ST, OKEECHOBEE, FL 34974-2315
Document Number0000009768
Map ReferenceMB 6 PG 8
Instrument DateAug 29, 2025
Instrument2025009768
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,778.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3342 SW HOSANAH LN, OKEECHOBEE, FL 34974-2218

Transferred To (Grantee/Buyer)

NameVerified Name
Address4948 SE 44TH ST, OKEECHOBEE, FL 34974-2315

Mortgage

Document Number0000009769
DateSep 3, 2025
Instrument2025009769
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 18, 2023
Property Address4948 SE 44TH ST, OKEECHOBEE, FL 34974-2315
Document Number0000009786
Map ReferenceMB 6 PG 8
Instrument DateAug 18, 2023
Instrument2023009786
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 CHARLOTTA ST, FORT PIERCE, FL 34982-4120

Transferred To (Grantee/Buyer)

NameVerified Name
Address3342 SW HOSANAH LN, OKEECHOBEE, FL 34974-2218

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateOct 21, 2020
Property Address4948 SE 44TH ST, OKEECHOBEE, FL 34974-2315
Document Number0000010197
Instrument DateOct 13, 2020
Instrument10197
Transaction TypeTransfer
Record UpdatedNov 12, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4948 SE 44TH ST OKEECHOBEE FL 349742315, OKEECHOBEE, FL 34974-2315

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 26, 2019
Property Address4948 SE 44TH ST, OKEECHOBEE, FL 34974-2315
Document Number0008310390
Book / Page000831 / 000390
Instrument DateSep 19, 2019
Instrument9940
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4948 SE 44TH ST OKEECHOBEE FL 349742315, OKEECHOBEE, FL 34974-2315

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 15, 2017
Property Address4948 SE 44TH ST, OKEECHOBEE, FL 34974-2315
Document Number0007991439
Book / Page000799 / 001439
Instrument DateDec 14, 2017
Instrument12122
Transaction TypeTransfer
Record UpdatedJan 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$791.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5858 MUSTANG CIR FORT PIERCE FL 349873007, FORT PIERCE, FL 34987-3007

Mortgage

Document Number7991441
DateDec 15, 2017
Book Page000799/001441
Instrument12124
Lender
NameHORSTMANN H & S TRUST (PT)
Address13801 US HIGHWAY 441 SE # 127, OKEECHOBEE, FL 34974-2030
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 14, 2018
Interest
Rate10%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,901.00 (-19.95%)$211,535 (-0.91%) Land $26,000 Building $185,535$211,535 (-0.91%) Land $26,000 Building $185,535
2024$3,624.00 (+117.92%)$213,482 (+80.41%) Land $26,000 Building $187,482$213,482 (-2.13%) Land $26,000 Building $187,482
2023$1,663.00 (+1.22%) Homeowner's exemption Widower's exemption$118,330 (-1.14%)$218,135 (+19.98%) Land $17,000 Building $201,135
2022$1,643.00 Homeowner's exemption Widower's exemption$119,700$181,816 Land $13,000 Building $168,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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