Hamilton County property record for 4980 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,496 sqft · built 1986 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Company Name on Record |
| Last Sale | $222,000 (Dec 2021) |
| Tax Bill | $4,734 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Dec 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0033-0172-00 |
| Primary APN | 540-0033-0172-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,404 sqft |
| 1st Floor Area | 988 sqft |
| 2nd Floor Area | 1,008 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 488 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Fiberglass |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 147 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 104 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4980 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | RIVERWATCH DR 65 X 147.07 IRR LOT 510 MT ALVERNO ESTATES BL D PT IV |
| Legal Subdivision | MT ALVERNO ESTATE |
| Legal Block | D |
| Legal Lot Number | 510 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21421 |
Source: Hamilton County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 7, 2021 | Warranty Deed, Transfer OS NATIONAL LLC |
| Dec 7, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 26, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on Record |
| Deed Sale | Dec 7, 2021 · Amount on Record |
| Deed Document Number | 2021146491 |
| Deed Book / Page | 14558 / 225 |
| Prior Transfer Date | Nov 23, 2021 |
| Prior Transfer Doc | 0000146490 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 7, 2021 |
| Property Address | 4980 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Document Number | 0000146491 |
| Book / Page | 14558 / 225 |
| Map Reference | MB 252 PG 85&86 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0146491 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 348 GLEN OAKS DR, 348, CINCINNATI, OH 45238-5764 |
| Name | Verified Name |
|---|---|
| Address | 997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 7, 2021 |
| Property Address | 4980 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Document Number | 0000146490 |
| Book / Page | 14558 / 223 |
| Map Reference | MB 252 PG 85&86 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0146490 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4980 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4980 RIVERWATCH DR, CINCINNATI, OH 45238-5970 |
| Document Number | 0000103581 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 14489/2343 |
| Instrument | 2021-0103581 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,734.00 (-0.25%) | $77,700 (-) Land $11,375 Building $66,325 | $222,000 (-) Land $32,500 Building $189,500 |
| 2024 | $4,746.00 (+1.54%) | $77,700 (-) Land $11,375 Building $66,325 | |
| 2023 | $4,674.00 (+8.27%) | $77,700 (+28.89%) Land $11,375 Building $66,325 | $222,000 (+28.89%) Land $32,500 Building $189,500 |
| 2022 | $4,317.00 | $60,285 Land $9,895 Building $50,390 | |
| 2020 | $172,240 Land $28,270 Building $143,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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