4963 Riverwatch Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4963 Riverwatch Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,844 sqft · built 1986
Lot Size0.223 acres (9,714 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Jul 2008)
Tax Bill$4,610 (2025)
Deeds & MortgagesNov 2025 Transfer
Nov 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN540-0033-0192-00

Property Details

APN / Parcel Number

Primary APN540-0033-0192-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,844 sqft Living Area
Gross Area3,136 sqft
1st Floor Area872 sqft
2nd Floor Area972 sqft
Basement Area872 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialFrame/Masonry
Construction TypeMasonry / Concrete Block
Roof MaterialFiberglass
Lot Area9,714 sqft (0.223 acres)
Lot Dimensions100 ft deep x 91.4 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4963 RIVERWATCH DR
CityCINCINNATI
StateOH
Zip45238-5971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC
Legal DescriptionRIVERWATCH DR-CLARERIDGE CT 91.35 X 100 IRR LOT 530 MT ALVERNO ESTATES BLD PT IV
Legal SubdivisionMT ALVERNO ESTATE
Legal BlockD
Legal Lot Number530
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group4
Census Block4001
Census Tract21421

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4963 RIVERWATCH DR, CINCINNATI, OH 45238-5971
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Intrafamily Transfer, Transfer
Nov 18, 2025Transfer on Death Deed, Transfer
Feb 18, 2025Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2008 · Amount on Record
Deed SaleJul 3, 2008 · Amount on Record
Prior SaleSep 18, 2002 · Amount on Record
Deed Document Number200891185
Deed Book / Page10892 / 988
Last Transfer DateNov 13, 2025
Transfer Doc0000089569
Record UpdatedOct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateNov 17, 2025
Property Address4963 RIVERWATCH DR, CINCINNATI, OH 45238-5971
Document Number0000089569
Book / Page15544 / 669
Map ReferenceMB 252 PG 85&86
Instrument DateNov 17, 2025
Instrument2025-0089569
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4963 RIVERWATCH DR, CINCINNATI, OH 45238-5971

November 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateNov 18, 2025
Property Address4963 RIVERWATCH DR, CINCINNATI, OH 45238-5971
Document Number0000090107
Book / Page15545 / 1278
Map ReferenceMB 252 PG 85&86
Instrument DateNov 13, 2025
Instrument2025-0090107
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4963 RIVERWATCH DR, CINCINNATI, OH 45238-5971

February 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateFeb 18, 2025
Property Address4963 RIVERWATCH DR, CINCINNATI, OH 45238-5971
Document Number0000011375
Book / Page15355 / 2437
Map ReferenceMB 252 PG 85&86
Instrument DateFeb 17, 2025
Instrument2025-0011375
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4963 RIVERWATCH DR, CINCINNATI, OH 45238-5971

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,610.00 (-3.27%) Homeowner's exemption$92,334 (-) Land $11,270 Building $81,064$263,810 (-) Land $32,200 Building $231,610
2024$4,766.00 (-1.3%) Homeowner's exemption$92,334 (-) Land $11,270 Building $81,064
2023$4,829.00 (+52.05%) Homeowner's exemption$92,334 (+60.97%) Land $11,270 Building $81,064$263,810 (+60.97%) Land $32,200 Building $231,610
2022$3,176.00 Homeowner's exemption$57,362 Land $9,821 Building $47,541
2020$163,890 Land $28,060 Building $135,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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