Essex County and Gloucester City property record for 498 Washington St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,255 sqft · built 2021 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $642,000 (Jun 2019) |
| Tax Bill | $16,521 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0110 B:0004 L:0000 |
| Primary APN | GLOU M:0110 B:0004 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,255 sqft Living Area |
| Gross Area | 6,065 sqft |
| 1st Floor Area | 1,281 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 498 WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 4 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 498 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 27, 2026 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST BOSTON CAPITAL |
| Mar 26, 2026 | Deed of Trust, Mortgage MICHAEL DIPLATZI |
| Jul 1, 2022 | Deed of Trust, Mortgage · ARM BANKGLOUCESTER (GLOUCESTER COOP BANK) |
| Mar 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jun 28, 2019 | Quit Claim Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 201920190628001640 |
| Deed Book / Page | 37625 / 436 |
| Last Transfer Date | Jul 27, 2026 |
| Transfer Doc | 0000002730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jul 27, 2026 |
| Property Address | 498 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Document Number | 0000002730 |
| Book / Page | 43531 / 147 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20262730 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Date | Jul 27, 2026 |
|---|
| Name | FIRST BOSTON CAPITAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 498 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043294-437 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 43294/437 |
| Instrument | 20260326001760 |
| Name | MICHAEL DIPLATZI |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 498 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041044-259 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 41044/259 |
| Instrument | 20220701003360 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BANK) |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2032 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 498 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 038304-464 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 38304/464 |
| Instrument | 20200302004200 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Jun 28, 2019 |
| Property Address | 498 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Document Number | 037625-436 |
| Book / Page | 37625 / 436 |
| Instrument Date | Jun 26, 2019 |
| Instrument | 20190628001640 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Document Number | 190628001650 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 190628001650 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,521.00 (+41.24%) | $1,699,700 (+41.38%) Land $481,200 Building $1,218,500 | |
| 2024 | $11,697.00 (+151.66%) | $1,202,200 (+173.91%) Land $458,100 Building $744,100 | $1,013,175 |
| 2023 | $4,648.00 | $438,900 Land $391,000 Building $47,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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