Essex County and Gloucester City property record for 494 Washington St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,266 sqft · built 1838 |
| Lot Size | 0.297 acres (12,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (May 1996) |
| Tax Bill | $8,415 (2026) |
| Deeds & Mortgages | Feb 2017 Line of Credit Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0110 B:0005 L:0000 |
| Primary APN | GLOU M:0110 B:0005 L:0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 3,007 sqft |
| 1st Floor Area | 969 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1838 |
|---|---|
| Effective Year Built | Effective 1838 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,920 sqft (0.297 acres) |
| Deck Area | Deck Area |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 494 WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 5 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 221100 |
494 Washington St is owned and occupied by two individuals who bought it in May 1996.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2017 | Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK |
| Mar 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 1996 · Amount on File |
| Deed Sale | May 23, 1996 · Amount on File |
| Deed Book / Page | 13573 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 494 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35700-45 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 35700/45 |
| Instrument | 303 |
| Name | BELMONT SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 494 WASHINGTON ST, GLOUCESTER, MA 01930-1767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38370-327 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 38370/327 |
| Instrument | 20200327002730 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 494 Washington St was $8,415, up 3.6% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,415.00 (+3.56%) | $903,900 (+8.12%) Land $541,600 Building $362,300 | $704,299 |
| 2025 | $8,126.00 (+2.87%) | $836,000 (+2.98%) Land $501,500 Building $334,500 | |
| 2024 | $7,899.00 (+6.58%) | $811,800 (+16%) Land $477,300 Building $334,500 | $672,600 |
| 2023 | $7,411.00 | $699,800 Land $407,200 Building $292,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 494 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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