Genesee County property record for 498 Walnut St, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 768 sqft · built 1946 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Jul 2011) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-576-003 |
| Primary APN | 10-31-576-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 384 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 198 ft deep x 132 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 498 WALNUT ST |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 4 AND 5 BLK 3 WALKERS REPLAT |
| Legal Subdivision | PLAT |
| Legal Block | 3 |
| Legal Lot Number | 3-4 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 12801 |
498 Walnut St is owned and occupied by an individual who acquired it in July 2026.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 498 WALNUT ST, GAINES, MI 48436-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 29, 2023 | Deed, Transfer · Stand-Alone First Mortgage COMMUNITY DEVELOPMENT HOME IMPROVEM |
| Jun 15, 2023 | Deed of Trust, Mortgage COMMUNITY DEVELOPMENT HOME IMPROVEMENT P |
| Oct 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2011 · Amount on File |
| Deed Sale | Jul 28, 2011 · Amount on File |
| Prior Sale | Nov 5, 2010 · Amount on File |
| Deed Document Number | 201158979 |
| Last Transfer Date | Jul 2, 2026 |
| Transfer Doc | 0000046947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 12, 2026 |
| Property Address | 498 WALNUT ST, GAINES, MI 48436-9669 |
| Document Number | 0000046947 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202646947 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 WALNUT ST, GAINES, MI 48436-9669 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 29, 2023 |
| Property Address | 498 WALNUT ST, GAINES, MI 48436-9669 |
| Document Number | 0000047454 |
| Map Reference | MB 14 PG 25 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 202308290047454 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 WALNUT ST, GAINES, MI 48436-9669 |
| Document Number | 0000047455 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 202308290047455 |
| Name | COMMUNITY DEVELOPMENT HOME IMPROVEM |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 498 WALNUT ST, GAINES, MI 48436-9669 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 498 WALNUT ST, GAINES, MI 48436-9669 |
| Document Number | 0000036821 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 202306150036821 |
| Name | COMMUNITY DEVELOPMENT HOME IMPROVEMENT P |
|---|---|
| Type | Government Agency |
| Address | FLINT, MI 48502 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 24, 2018 |
| Property Address | 498 WALNUT ST, GAINES, MI 48436-9669 |
| Document Number | 0000094418 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 94418 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 498 WALNUT ST GAINES MI 484369669, GAINES, MI 48436-9669 |
The 2025 property tax bill for 498 Walnut St was $1,416 with a homeowner's exemption, up 2.7% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Municipality | Gaines Village |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,416.00 (+2.68%) Homeowner's exemption | $63,600 | $127,200 |
| 2024 | $1,379.00 | ||
| 2019 | $939.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Walnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Walnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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