Genesee County property record for 412 Walnut St, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,736 sqft · built 1939 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $69,900 (May 2008) |
| Tax Bill | $222 (2024) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-576-004 |
| Primary APN | 10-31-576-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| Basement Area | 868 sqft |
| Year Built | Built 1939 |
|---|---|
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Area | 1,288 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 1031576004 |
|---|---|
| Street Address | 412 WALNUT ST |
| City | GAINES |
| State | MI |
| Zip | 48436-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 4 WALKERS REPLAT |
| Legal Subdivision | PLAT |
| Legal Block | 4 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 WALNUT ST, GAINES, MI 48436-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2008 · Amount on Record |
| Deed Sale | May 9, 2008 · Amount on Record |
| Prior Sale | Aug 14, 2006 · Amount on Record |
| Deed Document Number | 200805230041479 |
| Deed Book / Page | 4220 / 0029 |
| Prior Transfer Date | Sep 14, 2006 |
| Prior Transfer Doc | 200609140081400 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 412 WALNUT ST, GAINES, MI 48436-9669 |
| Document Number | 0000009490 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Name | Verified Name |
|---|---|
| Address | 412 WALNUT ST GAINES MI 484369669, GAINES, MI 48436-9669 |
| Document Number | 0000009490 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 9490 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
Source: Genesee County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Municipality | Gaines Village |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,300 | $166,600 | |
| 2024 | $222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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