Santa Clara County property record for 498 Valroy Ct, San Jose, CA 95123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,410 sqft · built 1971 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $925,000 (Sep 2016) |
| Tax Bill | $14,926 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 689-37-114 |
| Primary APN | 689-37-114 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 498 VALROY CT |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95123-4949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4780 BOOK 263 PAGE 27 LOT 55 |
| Legal Subdivision | TRACT NO 4780 |
| Legal Tract | 4780 |
| Legal Lot Number | 55 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 512031 |
Source: Santa Clara County records · APN 689-37-114
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 498 VALROY CT, SAN JOSE, CA 95123-4949 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Line of Credit KAIPERM CREDIT UNION |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARCUS LENDING INC ARCUS LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2016 · Amount on Record |
| Deed Sale | Sep 09, 2016 · Amount on Record |
| Prior Sale | Jun 12, 2009 · Amount on Record |
| Deed Document Number | 201623427252 |
| Last Transfer Date | Jul 16, 2024 |
| Transfer Doc | 0025674359 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 498 VALROY CT, SAN JOSE, CA 95123-4949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024830065 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 24830065 |
| Name | KAIPERM CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | WALNUT CREEK, CA 94598 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 08, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 498 VALROY CT, SAN JOSE, CA 95123-4949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024065551 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 24065551 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 03, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 498 VALROY CT, SAN JOSE, CA 95123-4949 |
| Document Number | 0024593984 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Address | 498 VALROY CT SAN JOSE CA 951234949, SAN JOSE, CA 95123-4949 |
| Document Number | 0024593984 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 24593984 |
| Name | ARCUS LENDING INC ARCUS LENDING INC |
|---|---|
| Type | Bank |
| Address | SAN JOSE, CA 95128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Oak Grove Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,095,007 (+2%) Land $763,547 Building $331,460 | |
| 2025 | $14,926.00 (+4.27%) | $1,073,537 (+4.04%) Land $748,576 Building $324,961 |
| 2023 | $14,315.00 (+0.61%) Homeowner's exemption | $1,031,853 Land $719,509 Building $312,344 |
| 2022 | $14,228.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 45% of the US · above 26% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 542 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| Sail Internet Holdings | Fixed Wireless (unlicensed) | 800 / 160 |
May also be available at this address: AT&T, Ridge Wireless, Etheric Communications, LLC., T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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