478 Valroy Ct, San Jose, CA 95123 Property Records

Santa Clara County property record for 478 Valroy Ct, San Jose, CA 95123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,003 sqft · built 1971
Lot Size0.262 acres (11,400 sqft)
OwnerCompany Name on File
Last Sale$1,000,000 (May 2017)
Tax Bill$16,656 (2025)
Deeds & MortgagesDec 2022 Sale
Apr 2021 Mortgage
+ 5 more
Flood ZoneZone D (undetermined)
APN689-37-119

Property Details

APN / Parcel Number

Primary APN689-37-119

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,003 sqft Living Area
Gross Area962 sqft
1st Floor Area962 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area11,400 sqft (0.262 acres)
Lot Dimensions190 ft deep x 60 ft wide
Garage Area532 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Pool Area3,968 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address478 VALROY CT
CitySAN JOSE
StateCA
Zip95123-4949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 4780 BOOK 263 PAGE 27 LOT 50
Legal SubdivisionTRACT #4780
Legal Tract4780
Legal Lot Number50
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2006
Census Tract512031

Owner

Source: Santa Clara County records · APN 689-37-119

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address478 VALROY CT, SAN JOSE, CA 95123-4949
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Deed, Transfer
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FARMERS BANK & TRUST
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
SNAPFI INC
May 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
PREMIERONE CU
May 03, 2019Deed of Trust, Mortgage · Line of Credit
PREMIERONE CU
May 12, 2017Grant Deed, Transfer · ARM
PREMIER LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2017 · Amount on Record
Deed SaleMay 12, 2017 · Amount on Record
Prior SaleSep 16, 2005 · Amount on Record
Deed Document Number201723647703
Record UpdatedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionSANTA CLARA CA
Recording DateDec 12, 2022
Property Address478 VALROY CT, SAN JOSE, CA 95123-4949
Document Number0025414460
Map ReferenceMB 263 PG 26&27
Instrument DateNov 02, 2022
Instrument25414460
Transaction TypeTransfer
Record UpdatedDec 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19663 SARATOGA SPRINGS PL, ASHBURN, VA 20147-5219

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address478 VALROY CT, SAN JOSE, CA 95123-4949
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 VALROY CT, SAN JOSE, CA 95123-4949

Mortgage

Document Number0024922643
DateApr 15, 2021
Instrument24922643
Lender
NameFARMERS BANK & TRUST
TypeBank
AddressGREAT BEND, KS 67530
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address478 VALROY CT, SAN JOSE, CA 95123-4949
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024354379
DateDec 10, 2019
Instrument24354379
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateNov 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address478 VALROY CT, SAN JOSE, CA 95123-4949
Document Number0024726032
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedDec 10, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address478 VALROY CT SAN JOSE CA 951234949, SAN JOSE, CA 95123-4949

Mortgage

Document Number0024726032
DateNov 25, 2020
Instrument24726032
Lender
NameSNAPFI INC
AddressSAN JOSE, CA 95125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address478 VALROY CT, SAN JOSE, CA 95123-4949
Document Number0024173952
Instrument DateMay 03, 2019
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address478 VALROY CT SAN JOSE CA 951234949, SAN JOSE, CA 95123-4949

Mortgage

Document Number0024173952
DateMay 08, 2019
Instrument24173952
Lender
NamePREMIERONE CU
TypeCredit Union
AddressSAN JOSE, CA 95119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueMay 07, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address478 VALROY CT, SAN JOSE, CA 95123-4949
Document Number0024174279
Instrument DateMay 03, 2019
Transaction TypeMortgage
Record UpdatedMay 23, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address478 VALROY GOURT SAN JOSE CA 95123, SAN JOSE, CA 95123

Mortgage

Document Number0024174279
DateMay 08, 2019
Instrument24174279
Lender
NamePREMIERONE CU
TypeCredit Union
AddressSAN JOSE, CA 95110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 07, 2034
Interest
Rate TypeAdjustable Rate

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMay 12, 2017
Property Address478 VALROY CT, SAN JOSE, CA 95123-4949
Document Number0023647703
Map ReferenceMAP263 PG26&27
Instrument DateMar 27, 2017
Instrument23647703
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address478 VALROY CT, SAN JOSE, CA 95123-4949

Mortgage

Document Number0023647704
DateMay 12, 2017
Instrument23647704
Lender
NamePREMIER LENDING INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJun 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Mortgage

Document Number0023647705
DateMay 12, 2017
Instrument23647705
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Secondary School DistrictEast Side Union High School District (09 - 12)
Elementary School DistrictOak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$16,656.00 (+3.69%)$1,160,581 (-23.65%) Land $928,467 Building $232,114
2023$16,064.00 (+1.28%)$1,520,000 Land $1,300,000 Building $220,000
2022$15,861.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 542 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
Sail Internet HoldingsFixed Wireless (unlicensed)800 / 160

May also be available at this address: AT&T, Ridge Wireless, Etheric Communications, LLC., T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Valroy Ct

Nearby Streets

Search Property Records by Address or Parcel Number