498 Ted Smith Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 498 Ted Smith Rd, Rutherfordton, NC 28139

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,610 sqft · built 2008
Lot Size10.5 acres (457,380 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Jan 2021)
Tax Bill$790 (2022)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1628603

Property Details

APN / Parcel Number

Primary APN1628603
Alternative APN
  • 39719

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,610 sqft Heated Area
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area457,380 sqft (10.5 acres)

Exterior Amenities

PorchOpen Porch
Porch Area10 sqft
Deck Area308 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number39719
Street Address498 TED SMITH RD
CityRUTHERFORDTON
StateNC
Zip28139-6714
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTR1 PL20-66
Legal Tract1
Legal Block1
Legal Lot Number29B
JurisdictionRUTHERFORD NC
Township / Civil DivisionSULPHUR SPRINGS
Census Block Group3
Census Block3042
Census Tract961200

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address498 TED SMITH RD, RUTHERFORDTON, NC 28139-6714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2021 · Amount on Record
Deed SaleJan 22, 2021 · Amount on Record
Deed Document Number0020413733
Deed Book / Page2041 / 3733
Record UpdatedJun 7, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateJan 22, 2021
Property Address498 TED SMITH RD, RUTHERFORDTON, NC 28139-6714
Document Number0020413733
Book / Page2041 / 3733
Map ReferenceMB 20 PG 66
Instrument DateJan 22, 2021
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address109 HUNTER RD, 109, RUTHERFORDTON, NC 28139-6743

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 TED SMITH RD, RUTHERFORDTON, NC 28139-6714

Mortgage

Document Number0020413736
DateJan 22, 2021
Instrument2041/3736
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$190,300 Land $47,400 Building $142,900$190,300 Land $47,400 Building $142,900
2022$790.00
2021$790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ted Smith Rd

Nearby Streets

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