Rutherford County property record for 437 Ted Smith Rd, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,888 sqft · built 1991 |
| Lot Size | 5.79 acres (252,212 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,251 (2022) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1300221 |
| Primary APN | 1300221 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,888 sqft Heated Area |
| Gross Area | 3,712 sqft |
| Basement Area | 1,824 sqft |
| Unfinished Basement | 1,824 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 252,212 sqft (5.79 acres) |
| Porch | Enclosed Porch |
| Porch Area | 312 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 21421 |
|---|---|
| Street Address | 437 TED SMITH RD |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-6714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1524000296410000; RES ST RD 1104 |
| Legal Subdivision | SULPHUR SPGS |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | SULPHUR SPRINGS |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 961200 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 437 TED SMITH RD, RUTHERFORDTON, NC 28139-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000589183 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 437 TED SMITH RD, RUTHERFORDTON, NC 28139-6714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020161019 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 2016/1019 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FOREST CITY, NC 28043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $278,300 Land $37,700 Building $240,600 | $278,300 Land $37,700 Building $240,600 | |
| 2022 | $1,251.00 | ||
| 2021 | $1,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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