498 Stump Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 498 Stump Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1962
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Oct 2015)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-008-035-00`

Property Details

APN / Parcel Number

Primary APN	`014-008-035-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Lot Area	436,471 sqft (10 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	498 STUMP RD
City	LAPEER
State	MI
Zip	48446-8618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 8 T8N R10E COM AT W 1/4 POST, TH N 00 DEG 43' 40 W832.07 FT, TH S 89 DEG 17' 25 E 523.90 FT, TH S 00 DEG 43' 40 E 835.44
Legal Range	10E
Legal Township	08N
Legal Section	08
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	1
Census Block	1000
Census Tract	334000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	498 STUMP RD, LAPEER, MI 48446-8618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 18, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2015 · Amount on Record
Deed Sale	Oct 22, 2015 · Amount on Record
Deed Book / Page	2793 / 990
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	498 STUMP RD, LAPEER, MI 48446-8618
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 STUMP RD, LAPEER, MI 48446-8618

Mortgage

Document Number	0033110031
Date	Aug 16, 2022
Book Page	3311/31

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	498 STUMP RD, LAPEER, MI 48446-8618
Document Number	0030800810
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 STUMP RD LAPEER MI 484468618, LAPEER, MI 48446-8618

Mortgage

Document Number	0030800810
Date	Feb 20, 2020
Book Page	003080/000810

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	498 STUMP RD, LAPEER, MI 48446-8618
Document Number	0030140927
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 STUMP RD LAPEER MI 484468618, LAPEER, MI 48446-8618

Mortgage

Document Number	0030140927
Date	Mar 26, 2019
Book Page	003014/000927

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,000 (+4.12%)	$258,000 (+4.12%)
2025	$1,761.00 (+15.25%) Homeowner's exemption	$123,900 (+19.13%)	$247,800 (+19.13%)
2023		$104,000	$208,000
2022	$1,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stump Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures