Lapeer County property record for 257 Stump Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1949 |
| Lot Size | 6.8 acres (296,208 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $991 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-008-026-00 |
| Primary APN | 014-008-026-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Carpet |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 296,208 sqft (6.8 acres) |
| Garage Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 257 STUMP RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 8 T8N R10E PART OF THE SW 1/4 BEG E 2422.28 FT FROMW 1/4 COR OF SEC TH E 224 FT TO CEN OF SEC TH S 01 DEG 12' 19 E |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 08 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | MAYFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 334000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4358 5TH ST, COLUMBIAVILLE, MI 48421-9302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 11, 2025 | Intrafamily Transfer, Transfer |
| Jul 30, 2019 | Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0034760181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 11, 2025 |
| Property Address | 257 STUMP RD, LAPEER, MI 48446-8763 |
| Document Number | 0034760181 |
| Book / Page | 3476 / 181 |
| Instrument Date | Sep 11, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 257 STUMP RD, LAPEER, MI 48446-8763 |
| Name | Verified Name |
|---|---|
| Address | 257 STUMP RD, LAPEER, MI 48446-8763 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 257 STUMP RD, LAPEER, MI 48446-8763 |
| Document Number | 0030380938 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 257 STUMP RD LAPEER MI 484468763, LAPEER, MI 48446-8763 |
| Document Number | 0030380938 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 003038/000938 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 5, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Mayfield Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,800 (+23.21%) | $199,600 (+23.21%) | |
| 2025 | $991.00 (+4.21%) Homeowner's exemption | $81,000 (+15.71%) | $162,000 (+15.71%) |
| 2024 | $951.00 (+10.45%) | ||
| 2023 | $70,000 | $140,000 | |
| 2022 | $861.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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