498 Stony Kill Rd, Accord, NY 12404 Property Records

Ulster County and Rochester Town property record for 498 Stony Kill Rd, Accord, NY 12404 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,248 sqft · built 2014
Lot Size	8.5 acres (370,260 sqft)
Owner	Individual Name on File
Tax Bill	$8,122 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`514400 76.4-3-3.141`

Property Details

APN / Parcel Number

Primary APN	`514400 76.4-3-3.141`
Alternative APN	`112300.100`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	370,260 sqft (8.5 acres)
Porch	Slab
Porch Area	912 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	112300.100
Street Address	498 STONY KILL RD
City	ACCORD
State	NY
Zip	12404-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	3.141
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1023
Census Tract	953000

Owner

Source: Ulster County and Rochester Town records · APN 514400 76.4-3-3.141

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	498 STONY KILL RD, ACCORD, NY 12404-5432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Balloon Mortgage HUDSON VALLEY FEDERAL CREDIT UNION
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage POWER EXPRESS
Dec 07, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Recording Date	Apr 29, 2026
Property Address	498 STONY KILL RD, ACCORD, NY 12404-5432
Document Number	0000005089
Book / Page	13737 / 28
Instrument Date	Apr 17, 2026
Instrument	20265089
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 STONY KILL RD, ACCORD, NY 12404-5432

Mortgage

Document Number	0000005089,
Date	Apr 29, 2026
Book Page	13737/28
Instrument	20265089

Lender

Name	HUDSON VALLEY FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	498 STONY KILL RD, ACCORD, NY 12404-5432
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013030
Date	Jun 30, 2021
Book Page	12489/322
Instrument	2021-13030

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	498 STONY KILL RD, ACCORD, NY 12404-5432
Document Number	0000018356
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 STONY KILL RD ACCORD NY 124045432, ACCORD, NY 12404-5432

Mortgage

Document Number	0000018356
Date	Dec 04, 2020
Book Page	012247/000001
Instrument	18356

Lender

Name	POWER EXPRESS
Address	GREAT NECK, NY 11021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 03, 2045

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	498 STONY KILL RD, ACCORD, NY 12404-5432
Document Number	0000018861
Book / Page	011469 / 000103
Instrument Date	Dec 07, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	PRO NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 STONY KILL RD ACCORD NY 124045433, ACCORD, NY 12404-5433

Mortgage

Document Number	0000018861
Date	Dec 26, 2017
Book Page	011469/000103
Instrument	18861

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

Source: Ulster County and Rochester Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,122.00 (+294.66%)	$310,300 (-) Land $69,500 Building $240,800	$585,472 (+18.87%) Land $131,132 Building $454,340
2023		$310,300 (-) Land $69,500 Building $240,800	$492,540 (+14.29%) Land $110,318 Building $382,222
2022		$310,300 Land $69,500 Building $240,800	$430,972 Land $96,528 Building $334,444
2021	$2,058.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119530001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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