492 Stony Kill Rd, Accord, NY 12404 Property Records

Ulster County and Rochester Town property record for 492 Stony Kill Rd, Accord, NY 12404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1961
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$80,320 (Apr 2017)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514400 76.4-3-4.100`

Property Details

APN / Parcel Number

Primary APN	`514400 76.4-3-4.100`
Alternative APN	`108463.100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	612 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	512 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	108463.100
Street Address	492 STONY KILL RD
City	ACCORD
State	NY
Zip	12404-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	3
Legal Lot Number	4.100
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1023
Census Tract	953000

Owner

Source: Ulster County and Rochester Town records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	52 BEVIER RD, GARDINER, NY 12525-5516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage PRIME LENDING, A PLAINSCAPITAL COMPANY
Apr 6, 2017	Deed with Mortgage, Transfer · FHA Mortgage PRIMELENDING A PLAINSCAPITAL C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2017 · Amount on Record
Deed Sale	Apr 6, 2017 · Amount on Record
Prior Sale	Feb 16, 1999 · Amount on Record
Deed Document Number	20175048
Deed Book / Page	6147 / 138
Prior Transfer Date	Jun 6, 2005
Prior Transfer Doc	0000014943
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	492 STONY KILL RD, ACCORD, NY 12404-5432
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006264
Date	Mar 31, 2021
Book Page	12376/300
Instrument	2021-6264

Lender

Name	PRIME LENDING, A PLAINSCAPITAL COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ULSTER NY
Recording Date	Apr 6, 2017
Property Address	492 STONY KILL RD, ACCORD, NY 12404-5432
Document Number	0000005048
Book / Page	011279 / 000018
Instrument Date	Mar 29, 2017
Instrument	5048
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	MAJOR ABSTRACT CORPORATION, MAJOR ABS CORP

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BEVIER RD GARDINER NY 125255516, GARDINER, NY 12525-5516

Mortgage

Document Number	5049
Date	Apr 6, 2017
Book Page	011279/000018
Instrument	5049

Lender

Name	PRIMELENDING A PLAINSCAPITAL C
Address	18111 PRESTON RD # 900, DALLAS, TX 75252-6601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,580.00 (+369.74%)	$175,000 (-) Land $43,000 Building $132,000	$330,189 (+18.87%) Land $81,132 Building $249,057
2023		$175,000 (-) Land $43,000 Building $132,000	$277,778 (+14.29%) Land $68,254 Building $209,524
2022		$175,000 Land $43,000 Building $132,000	$243,056 Land $59,722 Building $183,334
2021	$975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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