498 Penner Ln, Ozark, MO 65721 Property Records

Christian County property record for 498 Penner Ln, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,218 sqft · built 2017
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-0.3-6-0-0-11.009`

Property Details

APN / Parcel Number

Primary APN	`17-0.3-6-0-0-11.009`
Alternative APN	`17-0.3-06-000-000-011.009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	2,218 sqft
1st Floor Area	2,218 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2017
Exterior Material	Brick/Wood
Lot Area	218,236 sqft (5.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Street Address	498 PENNER LN
City	OZARK
State	MO
Zip	65721-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PENNER PLACE
Legal Range	20
Legal Township	26
Legal Section	06
Legal Subdivision	PENNER PLACE
Legal Lot Number	9
Jurisdiction	CHRISTIAN MO
Township / Civil Division	MCCRACKEN
Census Block Group	2
Census Block	2032
Census Tract	20402

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	498 PENNER LN, OZARK, MO 65721-8020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Oct 25, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage CENTRAL BK/THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017
Deed Sale	Oct 27, 2017
Prior Sale	Oct 25, 2017
Deed Document Number	0201714135
Deed Book / Page	2017 / 14135
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	498 PENNER LN, OZARK, MO 65721-8020
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 PENNER LN, OZARK, MO 65721-8020

Mortgage

Document Number	0202201277
Date	Jan 25, 2022
Book Page	2022/1277
Instrument	2022L01288

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65814

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 25, 2017
Property Address	498 PENNER LN, OZARK, MO 65721-8020
Document Number	0201714025
Book / Page	002017 / 014025
Instrument Date	Oct 25, 2017
Instrument	14175
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2017
Title Company	OZARK ABSTRACT COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	498 PENNER LN OZARK MO 65721, OZARK, MO 65721

Mortgage

Document Number	201714026
Date	Oct 25, 2017
Book Page	002017/014026
Instrument	14176

Lender

Name	CENTRAL BK/THE OZARKS
Address	SPRINGFIELD, MO 65808-3397

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$138,320 (+7.03%)	$728,000 (+7.03%) Land $60,100 Building $667,900
2023	$129,240 (+18.34%)	$680,200 (+18.34%) Land $60,100 Building $620,100
2022	$109,210
2021		$574,800 Land $60,100 Building $514,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: WON Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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