Christian County property record for 430 Penner Ln, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-0.3-6-0-0-11.010 |
| Primary APN | 17-0.3-6-0-0-11.010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Street Address | 430 PENNER LN |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 PENNER PLACE |
| Legal Range | 20 |
| Legal Township | 26 |
| Legal Section | 06 |
| Legal Subdivision | PENNER PLACE |
| Legal Lot Number | 10 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | MCCRACKEN |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 20402 |
430 Penner Ln is owned and occupied by an individual who acquired it in October 2017.
Source: Christian County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 PENNER LN, OZARK, MO 65721-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 22, 2019 | Trustee's Deed, Construction Loan · Line of Credit PEOPLES CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2017 |
| Deed Sale | Oct 27, 2017 |
| Deed Document Number | 2017014135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 430 PENNER LN, OZARK, MO 65721-8020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0202112644 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 2021/12644 |
| Instrument | 2021L12749 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Aug 22, 2019 |
| Property Address | 430 PENNER LN, OZARK, MO 65721-8020 |
| Book / Page | 002019 / 010943 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 11054 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 2, 2019 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7015 N 247TH ST OZARK MO 65721, OZARK, MO 65721 |
| Document Number | 0201910943 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 002019/010943 |
| Instrument | 11054 |
| Name | PEOPLES CMNTY BK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, MO 63944 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 21, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $76,590 | $403,100 Land $60,000 Building $343,100 |
| 2023 | $71,930 | $378,600 Land $60,000 Building $318,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Penner Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Penner Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| White River Connect Fiber | 2,500 / 2,500 |
| Total HighSpeed Internet Solutions Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| WON Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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