Kennebec County and Winthrop Town property record for 498 Memorial Dr, Winthrop, ME 04364
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 260 sqft · built 1999 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,800 (Aug 2017) |
| Tax Bill | $3,373 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Aug 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WINP M:044 L:010 |
| Primary APN | WINP M:044 L:010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 260 sqft Living Area |
| 1st Floor Area | 260 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| View / Lot | Waterfront |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3813 |
|---|---|
| Street Address | 498 MEMORIAL DR |
| City | WINTHROP |
| State | ME |
| Zip | 04364-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SL |
| Legal Lot Number | 10 |
| Jurisdiction | WINTHROP ME |
| Township / Civil Division | WINTHROP |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 14001 |
Source: Kennebec County and Winthrop Town assessment roll, APN WINP M:044 L:010, as of May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 MEMORIAL DR, WINTHROP, ME 04364-3408 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK |
| Aug 18, 2017 | Intrafamily Transfer, Transfer KENNEBUNK SVGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 201719165 |
| Deed Book / Page | 12694 / 13 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 498 MEMORIAL DR, WINTHROP, ME 04364-3418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021018389 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 14077/155 |
| Instrument | 2021018389 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINTHROP ME |
| Recording Date | Aug 18, 2017 |
| Property Address | 498 MEMORIAL DR, WINTHROP, ME 04364-3418 |
| Document Number | 2017019165 |
| Book / Page | 12694 / 0013 |
| Instrument | 2017019165 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017019166 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 2017019166 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 312 Months |
| Due | Aug 18, 2043 |
Source: Kennebec County and Winthrop Town assessment roll as of May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Winthrop Town |
| Unified School District | Winthrop (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,373.00 | $146,000 (-) Land $126,500 Building $19,500 | |
| 2024 | $3,373.00 (+6.14%) | $146,000 (-) Land $126,500 Building $19,500 | |
| 2022 | $3,178.00 | $146,000 Land $126,500 Building $19,500 | $1,086,515 |
Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), as of February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110140013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 215.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 63 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system ME0091650, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTHROP UTILITIES DISTRICT serves 2,750 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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