491 Memorial Dr, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 491 Memorial Dr, Winthrop, ME 04364 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,048 sqft · built 2002
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Tax Bill$3,708 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jan 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNWINP M:044 L:033

Property Details

APN / Parcel Number

Primary APNWINP M:044 L:033
Alternative APN
  • 3814

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area2,476 sqft
1st Floor Area1,048 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3814
Street Address491 MEMORIAL DR
CityWINTHROP
StateME
Zip04364-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number33
JurisdictionWINTHROP ME
Township / Civil DivisionWINTHROP
Census Block Group3
Census Block3009
Census Tract14001

Owner

Source: Kennebec County and Winthrop Town records · APN WINP M:044 L:033

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address491 MEMORIAL DR, WINTHROP, ME 04364-3408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed of Trust, Mortgage · Line of Credit
KENNEBEC SAVINGS BANK
Jan 16, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
KENNEBEC SAVINGS BANK
Jul 06, 2021Deed of Trust, Mortgage · Line of Credit
KENNEBEC SAVINGS BANK
Aug 18, 2017Deed of Trust, Mortgage
KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address491 MEMORIAL DR, WINTHROP, ME 04364-3408
Transaction TypeMortgage
Record UpdatedJan 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000842
DateJan 16, 2024
Book Page14960/311
Instrument2024000842
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 01, 2044
Interest
Rate TypeAdjustable Rate

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address491 MEMORIAL DR, WINTHROP, ME 04364-3408
Transaction TypeMortgage
Record UpdatedJan 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000845
DateJan 16, 2024
Book Page14960/320
Instrument2024000845
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term97 Months
DueFeb 01, 2032

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address491 MEMORIAL DR, WINTHROP, ME 04364-3408
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021018389
DateJul 06, 2021
Book Page14077/155
Instrument2021018389
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address491 MEMORIAL DR, WINTHROP, ME 04364-3408
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number12694/0015
DateAug 18, 2017
Book Page12694/0015
Instrument2017019166
Lender
NameKENNEBUNK SVGS BANK
Agreement
AmountAmount Recorded
Term312 Months
DueAug 18, 2043

Tax Assessment & Valuation

Source: Kennebec County and Winthrop Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionWinthrop Town
Unified School DistrictWinthrop (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,708.00$160,500 (-) Land $39,200 Building $121,300
2024$3,708.00 (+6.12%)$160,500 (-) Land $39,200 Building $121,300
2022$3,494.00$160,500 Land $39,200 Building $121,300$514,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110140013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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