498 Main St, Derby, VT 05829 Property Records

Derby Town property record for 498 Main St, Derby, VT 05829

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 4 ba · 3,713 sqft · built 1850
Lot Size0.74 acres (32,234 sqft)
OwnerCompany Name on File
Last Sale$130,000 (Mar 2013)
Tax Bill$4,166 (2025)
Deeds & MortgagesDec 2018 Sale
APN177-056-10254

Property Details

APN / Parcel Number

Primary APN177-056-10254
Alternative APNs
  • M:SMSD B:C015G5 L:C
  • (056) SMSDC015G5C

Interior

Bedrooms9 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Units8 Units
Stories3 Stories
Building Area3,713 sqft Living Area
Gross Area5,488 sqft
Basement Area1,350 sqft
Unfinished Basement1,350 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleConventional
Construction TypeFrame
Roof TypeGable
Lot Area32,234 sqft (0.74 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address498 MAIN ST
CityDERBY
StateVT
Zip05829-9582
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Description2 4-UNIT APT HOUSES WITH LAND
JurisdictionDERBY VT
Township / Civil DivisionDERBY
Census Block Group1
Census Block1069
Census Tract951300

Owner

498 Main St, a residential property, is owned by a company that bought it in March 2013.

Source: Derby Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address1413 PINE HILL RD, NEWPORT, VT 05855-9391
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2013 · Amount on File
Deed SaleMar 13, 2013 · Amount on File
Prior SaleAug 11, 2004 · Amount on File
Deed Document Number20131111793010
Record UpdatedOct 29, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDERBY VT
Recording DateDec 20, 2018
Property Address498 MAIN ST, DERBY, VT 05829-9582
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address48 ELM ST LYNDONVILLE VT 058519255, LYNDONVILLE, VT 05851-9255

Tax Assessment & Valuation

The 2025 property tax bill for 498 Main St was $4,166, down 19.3% from the year before.

Source: Derby Town assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateVermont
CountyOrleans County
County SubdivisionDerby Town
MunicipalityDerby Center Village
Elementary School DistrictDerby School District (PK - 06)
Secondary School DistrictNorth Country Junior/Senior UHSD 22 (7-12) (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,166.00 (-19.33%)$227,700 Land $36,900 Building $190,800
2024$5,164.00
2022$227,700 Land $36,900 Building $190,800
2021$4,650.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 498 Main St; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.5% of Vermont
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERBY CENTER WATER SYSTEM
serves 1,400 people · EPA ID VT0005195
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: New England Wireless.

Nearby Properties on Main St

Nearby Streets

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